Friday, February 14, 2014

Reader Tip: Earn an Extra 500 Swagbucks per month with Bing and more...

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:: Reader Tip: Earn an Extra 500 Swagbucks per month with Bing

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Jane emailed in the following tip:

Like many other Money Saving Mom readers, I started using Swagbucks at Crystal’s suggestion. I don’t know why I waited so long! I’ve only been doing it since October and I have already earned $95 in Amazon gift cards and a $50 gas card — if ONLY I’d listened years ago!

One way I earn an extra 500 Swagbucks a month is by using Bing rewards — you can even earn between 25 and 100 Swagbucks for signing up, depending on the day.

Basically every day on Bing, you can earn 1 credit for every 2 searches, up to 15 credits. You can search for anything you want in rapid succession, so it takes under a minute to do so. In addition, there are usually 1 to 3 other special search terms that you can click to earn an extra Bing credit.

If you do that every day, you will have over 500 Bing credits each month — and you can purchase 500 Swagbucks for only 475 Bing credits. (You can use Bing credits for other $5 and $10 gift cards if you are not into Swagbucks.)

This means that if you spend a minute per day, that’s over $5 for a half-hour of clicking – not too shabby!

Note: there are some automated software products that will search Bing for you. However, these are considered illegal in the US and I would highly recommend against installing them.


The post Reader Tip: Earn an Extra 500 Swagbucks per month with Bing appeared first on Money Saving Mom®.

    

Already offering advice on great products or ways to save money? Now you can earn money for doing so!

:: This Valentine’s Day, Fall In Love With the World Next Door (a special request)

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Today I’m going to ask you to join me in something big. Something that has the potential to change hundreds — if not thousands — of lives in South Africa.

I get requests all the time about projects and needs and I just can’t post about them all, otherwise this blog would be overrun with requests for you to donate money to causes. And I know many of you are living on extremely tight budgets right now.

However, today, I’m going to break tradition. Because I just can’t help myself.

Lisa-Jo Baker

My friend, Lisa-Jo Baker, is one of the most beautiful women I’ve ever met. She just oozes with love and grace. And she’s hilarious, too.

I had a chance to read a pre-release copy of her new book, Surprised By Motherhood, and I loved it so very much that I wrote her and asked her how I could help promote it for her. Well, the email she sent back just blew me away. She shared with me about this huge vision she has to impact the culture in South Africa — where she grew up, where three of her siblings are adopted from, and where her parents still live and minister.

As she shared about this massive dream she had to encourage women around the globe to come together to change a community of kids in South Africa, I knew I had to tell you about it.

Fall in Love With the World Next Door

Here’s what she says:

What if between changing the diapers, the laundry and the dishes a community of mothers around the world could change the future for a community of kids in South Africa?

What if 1 blog community could build 1 South African community a safe place for sustainable food, child care, economic empowerment, job skills trainings, a gathering place for church, classrooms for HIV/Aids education, and a playground for their kids?

What if love was more than a date on the calendar this year?

What if we fell in love with the world next door?

Read her full post here to catch of glimpse of her vision behind this.

Today is Valentine’s Day and I’m going to ask you all to prayerfully consider giving something to help fund the Maubane Community Center in South Africa. Every little bit can make a difference.

If you can only give a dollar, give a dollar. If you have more wiggle room in your budget, would you prayerfully consider giving whatever amount it is that you can give?

Special Bonuses:

Motherhood is My Superpower

1. Give a donation of any amount and you’ll get the free downloadable print above emailed to you after you donate.

2. Give a donation of at least $20 and you’ll get the free downloadable print above, plus I’ll send you a copy of my book, Say Goodbye to Survival Mode. Just forward the email you receive after you donate to crystal@moneysavingmom.com and include the amount you donated and your mailing address and I’ll send you a copy.

3. Give a donation of at least $40 and you’ll get the free downloadable print above, plus I’ll send you a copy of my book, Say Goodbye to Survival Mode, and I’ll pre-order you a copy of Lisa-Jo’s book, Surprised By Motherhood. Just forward the email you receive after you donate to crystal@moneysavingmom.com and include the amount you donated and your mailing address and I’ll send you a copy of my book and pre-order you a copy of Lisa-Jo’s book.

If you can’t give right now, would you consider tweeting about this project (you can retweet my tweet here) or sharing this post or Lisa-Jo’s post on Facebook or via email with your friends? Let’s all band together to help change this community in South Africa!

Psst! You can also buy one of these beautiful necklaces for $24 and $12 of your purchase will be donated to this project!


The post This Valentine’s Day, Fall In Love With the World Next Door (a special request) appeared first on Money Saving Mom®.

    

21 Days to a More Disciplined Life

:: 52 Different Ways to Save $100 Per Year: Limit Eating Out {Week 44}

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Every week, I'm sharing a different way you can save $100 this year. If you do all of these things, you'll be able to save over $5,000 this year alone! Many of these things will likely be things you're already doing, but hopefully all of you will pick up at least a few new ideas or some inspiration from this series.

This is one of those ideas that pretty much everyone knows: when you eat at home instead of eating out, you’re going to save money. However, it can be easier said than done — especially when you have busy schedules.

Here are some suggestions to make it easier to eat at home instead of falling back onto restaurant meals:

1. Calculate the Savings

Take a little time to review your budget and see how much you’ve spent on eating out over the last few months. Often, just reviewing these numbers will be enough to encourage you to consider cutting back — because the savings could help you pay down your debt more quickly or to put extra toward your current savings goals.

Freezer Cooking

Crystal from Serving Joyfully wrote a post on how they made the decision to stop eating out. Here’s what she says:

My husband and I live on a meager budget and are trying to get out of debt. We can't afford all the meals out (we were spending our entire "spending money" budget, plus "borrowing" from other areas to fund it!)

So this year for Lent, we did something drastic — we stopped eating out.

While there are ways to save money when eating out, a meal out for a family of four will typically cost at least $10 for fast food, and $30 for most sit down restaurants. If you are like us, or like the typical American family, just cutting one meal out per week can save you $520-$1560 per year!

Read her full post for details on how they are saving $2600 per year by not eating out.

Freezer Cooking

2. Plan Ahead

Taking a little time on the weekends or at the beginning of the week to plan a menu can make a major difference in your success in eating at home more. Because when you have a plan, it’s a whole lot easier to actually work the plan. :)

When you have a plan and you have the groceries to carry out that plan, it’s a lot harder to justify ordering pizza at the last minute. I’m pretty sure most of us agree with this in theory, but we have to have more than good intentions if we want to follow through.

So find a set time every week to plan your menu and buy the groceries for it. Put it on your calendar and commit to sticking with it. Find an accountability partner or sign up for a menu plan service like eMeals, if need be.

And then plan ahead at the beginning of the day for what you’re going to make for dinner that evening. Set out the meat to thaw, do any early prep work you can do, dump the ingredients in the crockpot… think about what’s for dinner at breakfast time and you’ll be glad you did when it’s 5 p.m.

Freezer Cooking

3. Keep it Simple

One of the biggest pitfalls to being successful with eating at home is often planning meals that are too time and labor intensive. If you typically don’t have a lot of time and energy at the end of the day, don’t set yourself up for failure by choosing recipes that require a lot of effort.

I’m all about keeping it simple, as you can tell from our weekly menu plans. Why? Because I know that many evenings I’m pretty tired by the time dinner prep time rolls around. So the simpler I can make dinner prep, the better. If I have more time and energy, I can always make an additional recipe.

A few of my favorite really simple recipes are: Homemade Pizza, Italian Chicken, and Southwest Roll-Ups.

Freezer-Friendly Burritos

4. Use Your Freezer

I don't know about you, but there are some days at our home when life whizzes by so quickly and all of a sudden, it's 5 p.m. and dinner isn't even a figment of my imagination. Before I started regularly cooking ahead and freezing meals, I'd be tempted to call my husband and ask him to bring something home for dinner.

Freezer cooking has solved the 5 p.m. "What's-For-Dinner" panic. If I forget to pull something out earlier in the day, I'll just pick a meal from my freezer stash that defrosts quickly — such as meatballs. I pair this with some frozen veggies, rice, and maybe a fruit salad. No one even has to know I forgot about dinner until 30 minutes before it was supposed to happen!

Freezer Cooking

I've found that doing mini half-hour or one-hour freezer cooking sessions works really well for this season of our life. And while I might not be making 20 or 30 meals at a time, by consistently cooking ahead once or twice a week, we always have some meals in the freezer for those busy days when I don't have time or energy for cooking.

Instead of having to make meatloaf three times in six weeks, I just triple the recipe and make meatloaf once and stick the extra two dinners' worth of meatloaf in the freezer. If I’m going to be making one meatloaf, I might as well double or triple the recipe saving me the effort and mess later on in the month. After all, it really doesn't take but a few more minutes to make two extra batches of meatloaf — and the clean up time is pretty much the same!

Freezer Cooking

Freezer Cooking Links to Check Out:

5. Use Your Crockpot

It's hard to say whether I love my crockpot or my bread machine more. Both of them are invaluable tools in my kitchen that I use again and again and again.

I love that I can stick the ingredients in the crock pot and then basically forget about it! Plus, there’s something so wonderful about smelling dinner simmering in the crockpot all day long!

Freezer Cooking

One great way to use your crock pot to make dinner preparations easy-peasy is to whip up some Crockpot Freezer Cooking meals:

6. Give Yourself Grace

One of the most important things I want to stress, though, is that you need to give yourself grace. If you have the wiggle room in your budget to eat out and it’s something that your family enjoys, I encourage you to budget it in. It can be a fun change of pace and it can be a nice break for mom, too.

Plus, when you budget it in, there is no guilt with enjoying eating out. Maybe that means you budget to go out to eat twice a week, once every other week, every six months, or not at all. Figure out what works for you and your family and then do it!

Freezer Cooking

Carmen from Life Blessons shares ways to save on eating out:

Eat out for lunch instead of dinner. Eating out for lunch can cost considerably less than when you eat out later in the evening. Plus, you're usually not quite as hungry, so you eat less. That right there will cut down on your spending!

Instead of going out for entire meals, go out for treats.
One thing we've done to trim our spending is to go out for things like ice-cream or coffee, rather than full-fledged meals. Sure, you can have coffee or ice-cream at home, but when it scratches the eating-out itch at a fraction of the price, it can be well worth the splurge!

Read Carmen’s full post on how to spend less money eating out.

What advice and tips do you have for a family who wants to cut down on eating out?


The post 52 Different Ways to Save $100 Per Year: Limit Eating Out {Week 44} appeared first on Money Saving Mom®.

    

:: Gretchen’s $38 Grocery Shopping Trip and Weekly Menu Plan

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Aldi

2 pkg Carrots – $0.99 each

1 pkg Roma Tomatoes – $1.29

1 gallon Milk – $2.98 (Will get $0.50 back from Checkout 51)

2 blocks Cheese – $1.99 each

1 pkg Flour Tortillas – $0.99

1 pkg Broccoli Crowns – $0.99 (Will get back $0.25 from Checkout 51)

3 pkg Strawberries – $1.79 each

1 bag (3 lbs) Gala Apples – $1.88

2 cans Green Beans – $0.49 each

Total with tax ($1.48): $22.12

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Dillons

2 Barbara’s Cereal – $3.39 each, used $4/2 printable - $1.39 each after coupon

1 Cucumber – $0.75

1 Green Bell Pepper – $0.75

1.96 lbs Bananas @ $0.55/lb – $1.08

1 Red Leaf Lettuce – $0.99

6 Jenos Pizza – Marked down to $0.50 each

1 lb Simple Truth Organic Beef – Marked down to $5.49, used $1.25/1 e-coupon - $4.24 after coupon

1 Kroger Sour Cream – $1.25

Total with tax ($1.56): $16.40

Total for all grocery items: $38.52

Menu Plan for this Week

Breakfasts

Cereal, Granola, Toast

Lunches

Leftovers x 2, Peanut Butter & Jelly Sandwiches, Cheese Quesadillas, Fruit/Veggies/Cheese

Dinners

BBQ Meatballs (using ground Venison and beef), Butterhorns, Green Beans, Tossed Salad

Chicken Enchiladas, Fruit Salad, Steamed Broccoli

Omelets, Sliced Strawberries

Roast, Potatoes, Carrots, Tossed Salad

Pizza Bread, Tossed Salad, Steamed Cauliflower

Chicken Stirfry, Biscuits, Fruit


The post Gretchen’s $38 Grocery Shopping Trip and Weekly Menu Plan appeared first on Money Saving Mom®.

    




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