Tuesday, February 18, 2014

Join me for a free webinar with Andy Traub tonight (& get a free copy of Early to Rise!) and more...

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:: Join me for a free webinar with Andy Traub tonight (& get a free copy of Early to Rise!)

Free live webinar with Andy Traub

I’m excited to be joining Andy Traub tonight (Tuesday, February 18, 2014) from 7-8 p.m. CST (8-9 p.m. EST) for a free live webinar. We’re going to be talking about How Every Mom (or Woman) Can Find Margin.

I believe that everyone will be able to benefit from what we’ll be talking about — even if you’re not a mom. Some of the topics we’ll be discussing will be:

  • Why self-care is the best thing you can do for your family
  • How to get your spouse on board with creating margin for you
  • How to stop fighting about money
  • How to rest and not feel guilty about it

Many of you will remember Andy from his book, Early to Rise. We did an entire month-long challenge based upon this book because I was so inspired by reading it!

And guess what? I’ve got some exciting news for you: everyone who attends the webinar will get a free download of Andy’s re-released book, The Early to Rise Experience. If you’re wanting to start getting up early and really struggling with making it happen consistently, I highly recommend this book!

>>Register for the FREE webinar on Tuesday evening here.<<

Note: If you can’t attend the webinar but you’d like to have access to the free replay, be sure to sign up above as well. Everyone who registers will also have access to the recorded webinar.


The post Join me for a free webinar with Andy Traub tonight (& get a free copy of Early to Rise!) appeared first on Money Saving Mom®.

    

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:: 52 Different Ways to Save $100 Per Year: Get a Bang for Your Buck on Travel Expenses {Week 45}

How to Find Great Deals on Travel

My husband and I love to travel. However, we’ve found some creative ways to do so, while still sticking with our budget. How? Here are some simple ways we save:

Purchase Online

We've done a lot of comparing and have found that you can almost always beat the prices you'd get over the phone or through a travel agency if you purchase airfare, hotel rooms, or car rental online. Some of our favorite sites to use are: Hotwire.com, Orbitz.com, and Travelocity.com.

If you're willing to be adventuresome, you can purchase your hotel, flights, and rental car "blind" through Hotwire or Expedia and get a great deal. You'll save at least $15 or $20 — often more! — if you're willing to purchase the hotel room without knowing what hotel you are staying at. You can search by lowest price and star rating to see what prices are for the area you'll be traveling to. We are typically able to find a three-star hotel for around $50-$60 per night this way.

Each site is a bit different and will offer you different rates and options. When we are making travel arrangements, we always check multiple sites to compare prices and options.

Note that some travel sites add the tax already into the final price shown and others don't add this in until you checkout. Make sure that you know if there are any extra fees which will be added in when you're comparing prices.

Need a Laugh? Check out Frugal Failure posts on How We Spent $145 Trying to Save $40 and How a Split Second Mistake Cost Me $500.

Unless you don't mind staying in rather questionable hotels, I wouldn't suggest getting anything less than a three-star hotel as we've learned the hard way that two-star hotels can be hit and miss and one-star hotels should be avoided altogether. (Ask me to tell you the story of the roaches and the guy trying to break into our room in San Antonio at the one-star hotel we stayed at there if you need further proof. Yikes!)

If you want to get to pick your hotel before you purchase or be able to get a refund if your travel plans change, I'd recommend going through Orbitz. They have great deals, they show you the price including fees, and they do not charge you if you cancel your reservation. Usually, their prices are a little higher, but it might be worth it to pay a little to know what hotel you're reserving ahead of time, and to not be charged if you cancel your reservation.

Four Tips to Save on Online Travel Deals

1. Choose a Package Deal

You will usually save a substantial amount of money by purchasing airfare, hotel rooms, and car rental as a package deal. In fact, it's usually a savings of 50% or more off the retail price to go this route. And sometimes, it's even greater savings than that!

Even if you don't really need to rent a car, but it would be nice to have, it's worth checking into. Many times, you'll actually save money by renting a car—as opposed to just getting a hotel and flight package.

2. Be Flexible with Dates and Times

The more flexible you are, the more possibilities there are for you to score a great discount. When you're searching online for deals, I recommend inputting different dates and times to see if there is a significant price difference. Oftentimes, just being willing to go 12-24 hours sooner or later, you'll be able to save $300 or more per person on a package deal.

3. Use a Coupon Code

When you've chosen which package deal you're interested in, do a quick search for a coupon code. You can find these codes listed on sites like RetailMeNot.com. You can't always find a coupon code for the travel site you're booking through, but it's worth checking on if it will save you $50—as the coupon codes often do!

4. Shop Through a Cashback Site

After you've compared prices, found the best package deal, and applied a coupon code, the final way to save is to shop through a cashback site. Do not overlook this important savings tip! Considering that most travel packages are around $300 or more per person and Ebates offers at least 1-3% cashback on orders through Orbitz.com, Travelocity.com, and Hotwire.com, your cashback earnings on travel purchases can quickly add up to a nice little bonus savings!

How to Save Money on Travel

Call and Haggle for Your Hotel Price

Jesse loves to do this when we’re booking hotels. He'll pick out a few hotels he's interested in having us stay at and then he'll call them and ask them for the best rate they can give us. We usually can't get as great of rates as we can reserving the hotel online, but we almost always are able to get at least a 15-20% discount off the price they initially quote us.

Be sure to ask for any applicable discount that might apply to you (AAA membership, AARP, Military, etc.) and call knowing exactly what you're willing to pay. If they aren't willing to do it, call the next hotel on your list.

As always, though, be polite and courteous. There's no need to get irritated at them if they aren't willing to go down on the price. Many hotels have specific pricing policies and can't go lower than a certain price point.

Sign Up For Groupon Deals

I love this idea that Kelli wrote about in her post on Using Groupon to Boost Your Vacation Budget:

As a reader of MoneySavingMom.com, there is a good chance you already enjoy the benefits of using Groupon. But have you considered using it to save money while on vacation?

Our family was recently planning a vacation and my cousin happened to send me a link to a mini-golf Groupon for one of the cities we'd be staying in. That triggered my mind, What if I signed up for the Groupon emails for those cities just until our vacation was over? I am so glad we did!

We love to eat out while we are on vacation and it is usually our main expense besides lodging. We like to try local places, and not stick with the chains. Groupon is great for that! For our vacation we not only bought vouchers for some local restaurants, but we also found a Groupon for a small local grocery store, where we were able to get ingredients for a few meals.

In addition, we found a Groupon for admission to a state park that saved us around $20. We also purchased a Groupon for an Imagination Movers show. With the four tickets we bought, we saved $84 from the at-the-door cost! Best of all, the kids loved it.

Read the full post for more tips.

Walk In and Ask For a Bargain

We’ve done this before and it does have some advantages, namely that you’re able to scope out the hotels and area ahead of time, instead of just relying upon pictures or information on the internet. You usually won’t get quite as low of a price as you could have by purchasing through Hotwire, this works well if you need some flexibility in your travel plans or plan something at the last minute.

I recommend that you decide on a price you are willing to pay per night and then pick out a few hotels in the area to go into and ask for a deal. This approach works especially well if you’re traveling in the middle of the week or off-season when hotels are quite empty and are often more than willing to work with you to give you a discounted price. If you were going somewhere during a busy season, this approach likely won’t be as successful.

organized-packing

Planning a roadtrip? Check out my series on How to Have a Successful Roadtrip With Young Children. Also, check out Jenifer’s post on How to Save on Meals While on Vacation.

If you’re more adventuresome than our family and love to camp, read Jackie’s post on How to Plan a Frugal Camping Trip.

Three Steps to Paying Cash for a Vacation

1. Set A Goal and Break It Down Into Bite-Sized Pieces

A lot of people want to go on paid-for vacations, but few actually sit down and make a plan to make it happen without debt. Do you want to go on a three-day road trip in six months from now or a week-long cruise in three years from now?

Either way, you need to sit down and figure out how much it is approximately going to cost (I recommend rounding up the amount you think it will cost in order to give you some wiggle room in case it ends up costing more than you've planned on.). Once you have a set figure for how much you plan to spend on your vacation, break that down into monthly and weekly savings goals.

Let's say you want to go on a three-day road trip as a family in December. If you calculate that it will cost you $500 ($250 for hotel, $100 for gas, $150 for food + attractions) and you have around six months to save, than you'll need to come up with an extra $84 each month or $21 each week.

2. Make a Plan of Action

Once you've figured out where you want to go, how much it is going to cost and how much you need to save each week, you can devise a plan of action. What specific actions are you going to take to save the money for your vacation?

If you don't have extra money in your budget to divert to a special vacation savings, think of things you could cut from your budget to free up the necessary money. To take our previous example, if you have a goal to save $21 each week for your three-day December road trip, that could mean giving up dinner out each week or shaving that money off your grocery budget by using coupons or playing the Drugstore Game.

3. Put On Your Thinking Cap

If you feel like there's no way you can squeeze any extra out of your budget or lower an of your expenses, there are still ways to save money for a vacation, if it's something that's really important to you. You could have a garage sale, sell some items you no longer need on Craigslist or eBay, mow lawns, babysit, take on a small cleaning job, start a side freelance business, teach classes… the possibilities are endless. Think about things you are good at or love to do and consider how you could earn extra income by investing a few hours each week into them.

When you set a goal, work hard, and finally reach it, it's very rewarding and fulfilling. And you can enjoy your vacation without having to feel guilty or worry about how you are going to afford to pay for it later!

How does your family save money on travel?

photo credit


The post 52 Different Ways to Save $100 Per Year: Get a Bang for Your Buck on Travel Expenses {Week 45} appeared first on Money Saving Mom®.

    

21 Days to a More Disciplined Life

:: This is the Best Day of Your Life!

Today is the BEST Day of My Life!

We took a family trip to Oklahoma City this past weekend. Silas was so excited about the trip and had looked forward to it for quite awhile.

On the drive down, he kept exclaiming, “This is the BEST day of my life!”

Today is the BEST day of my life!

Every time he said it, it made me smile. Not just because it makes me so happy to be able to bring so much thrill to my 4-year-old, but also because I love his enthusiasm for life.

I want to live each day with that kind of attitude. I want to wake up each morning thinking, “This is the BEST day of my life!” And then I want to go through the day living like that.

Because truly, today is the only day we can live right now, so we might as well choose to make it the best day of our lives. And then we can wake up tomorrow and think the same thing!


The post This is the Best Day of Your Life! appeared first on Money Saving Mom®.

    

:: 10 Goals For This Week

10 Weekly Goals

Last week’s goals:

Marriage/Mothering/Homemaking Goals

1. Read 4 chapters of Missionary Adventures of Bob & Arty aloud to the girls. Read 4 chapters of A Big Year for Lily to Kaitlynn. Read a few picture books with Silas.

2. Write a love note to Jesse.

3. Clean out 2 drawers in our bedroom/bathroom.

4. Take a family overnight trip to Oklahoma City.

Personal Goals

5. Work on memorizing & reviewing Romans 1:1-28.

6. Complete four days of the P90X Program.

7. Read Sarah's Key, Samson, On Every Side.

8. Finish embroidery quilt square project. Make this Knit Headband.

Blog/Business Goals

9. Put together details for a download for March’s 4 Weeks to a More Organized Home Challenge.

10. Write three content pieces for my blog.

This Week’s Goals:

Marriage/Mothering/Homemaking Goals

1. Read 2 chapters of Missionary Adventures of Bob & Arty aloud to the girls. Read 3 chapters of A Big Year for Lily to Kaitlynn. Read a few picture books with Silas.

2. Write a love note to Jesse.

3. Clean out 2 drawers in our bedroom/bathroom.

Personal Goals

4. Work on memorizing & reviewing Romans 1:1-28.

5. Exercise four times.

6. Read Sarah's Key, On Every Side, and Restless.

7. Finish embroidery quilt square project.

Blog/Business Goals

8. Write content for two new pages on my site.

9. Write one guest post for another site.

10. Write three content pieces for my blog.

How did you do on last week's goals? What are your goals for this week? I'd love to have you share your progress on last week's goals and your goals for this coming week in the comments. Of, if you've blogged about it, leave your direct link below. Let's cheer each other on to live purposeful and productive lives! You can download a free customizable weekly goal-planning sheet here.

 


The post 10 Goals For This Week appeared first on Money Saving Mom®.

    




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