Monday, June 30, 2014

12 Months to a Healthier You Challenge: Week 26 Update and more...

Money Saving Mom

pcwbanner10_msm

300x250fcartoon

Here's What's New

:: 12 Months to a Healthier You Challenge: Week 26 Update

12-Months-to-a-Healthier-You-5-500x800
Are you joining us for the 12 Months to a Healthier You Challenge? If so, it’s time for our weekly check-in to post our progress.

June's Challenge:

We're focusing on developing the habit of a better morning routine. I encourage you to create a simple and doable morning routine and to stick with it.

New to this challenge? Read more details on the plan for this year here.

My Morning Routine Challenge for June

I created a new morning routine (see it here) and am working on sticking with it.

I'm also hoping to keep up with January's habit of exercising at least 4-5 times every week, February's goal of eating a big salad at least six times a week, March's goal of drinking 8 glasses of water a day, April's goal of cutting back on sugar, and May's goal of getting at least 7.5 hours of sleep every night.

This Week's Progress:

So I still have a long way to go when it comes to my morning routine, but I’m encouraged at the progress I’m making.

Here’s the rundown of how I did on my bedtime/wake-up time:

Sunday night — 10:15 p.m.
Monday morning — 5:15 a.m.
Monday night — 10:35 p.m. (I took a 30 minute nap during the day, too.)
Tuesday morning — 5:15 a.m.
Tuesday night — 12:15 a.m.
Wednesday morning — 6:53 a.m.
Wednesday night — 12 a.m.
Thursday morning — 6:45 a.m.
Thursday night — 11:30 p.m.
Friday morning — 6:30 a.m.
Friday evening — 1:15 a.m. (couldn’t sleep — not sure why!)
Saturday morning — 7:15 a.m.
Saturday evening — 11:15 p.m.
Sunday morning — 7:15 a.m.

So overall, I still have some work to do — especially when it comes to getting to bed earlier — but I’m making some good headway. And I’m encouraged by that!

I hit my water goals six of the days, exercised four days, ate a salad every single day, and didn’t have sugar once (yes, can you believe it? I’m quite proud of myself! ;))

How Are YOU Doing?

Leave a comment telling us how you did on your exercise goals this past week. If you're blogging about this challenge, leave the direct link to your blog post about the challenge below. Are you on social media? You can also share your progress on Instagram, Facebook, Pinterest, or Twitter by using hashtag #12MonthstoaHealthierYou.


    

:: Free Printable Meal Planner with over 75 weeks of family-friendly meal planning!

EHM-Monthly-Meal-Planner-July-2014

Download a free printable monthly meal planner from Enchanted Homeschooling Mom.

Free Printable Meal Planner

This meal planner includes:

  • 75 weeks of family-friendly meal planning
  • Interactive meal planner
  • Budget-friendly recipes
  • Shopping lessons for kids

Download it here.

    

21 Days to a More Disciplined Life




Email subscriptions powered by FeedBlitz, LLC, 365 Boston Post Rd, Suite 123, Sudbury, MA 01776, USA.

 

Saturday, June 28, 2014

10 Tips to Read Aloud to Kids

Money Saving Mom

pcwbanner10_msm

300x250fcartoon

Here's What's New

:: 10 Tips to Read Aloud to Kids

read aloud

Guest post from Sarah of Early Bird Mom

Reading to kids regularly is a fabulous frugal summertime habit. It costs little to nothing if you get your books from the library or trade with friends, and it’s a great way to spend quality time together.

My mother tells a story of how she started reading to me when I was just a few months old. Actually she was reading Little House books to my older step-sister and I came along for the ride. That tradition continued in our family until I was well-established as a bookworm myself. Now that I have 4 boys of my own, reading together is a favorite activity in our house as well.

Reading to your kids isn’t automatically an easy thing to do, especially if you have kids of multiple ages or have a very active kid who doesn’t like to slow down to listen. If you’d like to spend more time reading together with your children, here are 10 tips to help you get started!

Here are 10 tips for reading aloud to kids:

1. Make it a habit.

Pick a reading time and put it on your schedule. After breakfast? At bedtime? After lunch? If you work it into your day, you’ll be more likely to do it and your kids will come to count on it.

2. Stop before they get tired.

Some kids can listen to books for hours. Some will only sit for 5 minutes – try to stop before your kids get antsy.

3. Remember that picture books aren’t just for babies.

There are lots of great picture books for elementary school and beyond.

4. Don’t require kids sit still.

If your kid won’t sit quietly while you read, never fear! Lots of kids listen better (and retain tons) while playing as you read. Offer Play-Doh, toy cars, crayons, or Legos. My 3-year-old has a habit of getting out his fire trucks when I start reading. He will stop playing to come see the pictures every now and then.

5. Don’t be afraid to dump a book that’s not working.

I’ve had plenty of duds – either the book was too long or my kids just weren’t interested. There’s no point in forcing a book that no one wants to read. There are too many other great books waiting to be enjoyed.

6. Turn the story into a craft.

If you’re feeling extra crafty, you can find easy projects to go along with most children’s books on Pinterest.

7. Keep your car stocked with books.

You never know when there will be an opportunity for an impromptu reading sessions with the kids.

8. Use audiobooks!

These are great for quiet time and car trips.

9. Keep a list of books you’ve read together.

Kids will enjoy looking back over the list and remembering their favorites. You might even get them to write a short review.

10. Build up their attention spans.

If your kids aren’t used to long read-alouds, start small. A short chapter of a Lemony Snickett book only takes 10 minutes. Shut the book when it’s done and your kids will be begging for more!

Reading aloud is an excellent habit to build with your kids! If you’re not completely convinced, read my 9 reasons to read to your kids this summer.

What are your best tips for reading aloud to your kids?

Sarah Mueller is a child of God, wife and homeschool mom to 4 boys, from toddler to teen. She loves helping busy moms develop simple systems to help their homes run more smoothly. You can find her at Early Bird Mom.

photo source

    




Email subscriptions powered by FeedBlitz, LLC, 365 Boston Post Rd, Suite 123, Sudbury, MA 01776, USA.

 

Friday, June 27, 2014

Brigette's $28 Weekly Grocery Shopping Trip and Menu Plan for 6 and more...

Money Saving Mom

pcwbanner10_msm

300x250fcartoon

Here's What's New

:: Brigette’s $28 Weekly Grocery Shopping Trip and Menu Plan for 6

I tried to keep our grocery spending lower this week – which will give me some wiggle room in the budget to make some bulk purchases the next couple of weeks! We’re going to visit family and friends back in Michigan, and while we’re there I’m excited to go to my all-time-favorite Amish bulk foods store, as well as the “Honey Farm” where we buy raw honey.

For meat this week, I will be cooking up a turkey from the freezer (I always stock up around Thanksgiving when they go on sale – and I’m down to the last one!), as well as venison (thankful for a husband who loves to hunt!). We’ll be using milk from the freezer.

OLYMPUS DIGITAL CAMERA

Walmart

(Harris Teeter was running a 2-day sale last weekend on eggs, but rather than drive a few miles to Harris Teeter for just one thing, I price-matched at Walmart since it is less than a mile from our house)

2 cartons (30-ct each) eggs – $2.37 each (price-matched Harris Teeter) - $4.74

1 gallon Orange Juice (price-matched Food Lion) – $3.49

Total: $8.23

 OLYMPUS DIGITAL CAMERA

OLYMPUS DIGITAL CAMERA

Harris Teeter

(Super Doubles this week, up to $2 coupons – wahoo! I made two separate trips, and below is the combined totals)

2 packages Reynolds Cupcake Liners (@$1.19 each) – $2.38, used $1/2 Reynolds printable (doubled) plus $1/2 Harris Teeter evic - $0.62 MM on 2 after coupons

1 Gillette Deodorant – $5.49, used $2/1 Gillette printable (doubled) plus $2/1 Harris Teeter evic - $0.49 MM after coupons

2 cartons organic Evolution Organic Greens Juice ($3.99 each) – $7.98, used 2 $2/1 printable – NLA (doubled) – FREE after coupons

3 packages Perdue Simply Smart Chicken Nuggets (B1G1 @ 7.99) – $11.99, used 3 $2/1 Perdue printable (doubled) – FREE after coupons

2 (36-ct) packages Chinet Plates (B1G1 @ $3.69) – $3.69, used 2 $1/1 Chinet printable (doubled) – FREE after coupons

4 (40-ct) Truvia ($3.75) each – $15.00, used 4 $2/1 Truvia printable (doubled) – FREE after coupons

3 cartons So Delicious Coconut Milk ($1.50 each) – $4.50, used 3 $1/1 So Delicious Dairy Free Product, exp. 9/30/14 (SS 06/15/14) (doubled) – FREE after coupons

2 (6-ct) packs Zevia ($3.33 each) – $9.99, used 2 $2/1 Zevia printable (doubled) – FREE after coupons

4 boxes Muellers Pasta (B1G1 @ $1.99) – $3.98, used 2 $1/2 Mueller’s printable (doubled) – FREE after coupons

2 jars Earth Balance Peanut and Coconut Spread (@$2.50 each) – $5.00, used 2 $1/1 Earth Balance printable (doubled) – $0.50 each after coupons

2 packages Hefty plates (B1G1 @ $2.99) – $2.99, used $1/2 Hefty plates printable - $0.99 for 2 after coupons

3 boxes Horizons Macaroni and Cheese ($1.25 each) – $3.75, used $0.55/1 Horizons printable (doubled), $1/2 Horizons catalina printout (doubled), and $0.55/1 Harris Teeter evic - $0.10 for 3 boxes after coupons

2 boxes Cheerios ($2.00 each) – $4.00, used $1.10/2 printable (doubled) – $0.90 each after coupons

2 boxes Total ($2.00 each) – $4.00, used $1.10/2 printable (doubled) – $0.90 each after coupons

2 (24-ct) boxes Lipton Tea (B1G1 @$3.29) – $3.29, used 2 $0.75/1 Lipton printable (doubled) – $0.29 for 2 after coupons

2 Sweet Baby Rays Barbeque Sauce (B1G1 @ $2.29) – used $1/2 Sweet Baby Ray’s printable (doubled) - $0.29 for 2 after coupons

2 bags Lays Kettle Cut Chips ($2.50 each) – $5.00, used $1/1 printable – NLA (doubled) – $0.50 each after coupons

1 package Huggies Pull-Ups – $8.99 – used $2/1 Pull-Ups printable (doubled) plus $2/1 Harris Teeter evic - $2.99 after coupons

1 bag Milky Way Unwrapped Bites – $3.69, used $1/1 Unwrapped Bites from RP 06/15/22 insert (doubled – I needed these for a baking project for VBS) – $1.69 after coupons

Baking Powder – $1.27

1 bag (3-ct) Reduced Avocados – $1.00

~Received $2.15 refund at Customer Service for the Fiber One/Nature Valley Bars that rang up incorrectly last week

Total after all sales, tax and coupons: $12.23

OLYMPUS DIGITAL CAMERA

Local Farmer’s Market

3 heads of reduced Broccoli @ $0.79 each – $2.37

1 reduced Cabbage @ $0.29/lb – $0.97

1 head Romaine lettuce – $1.29

3.25 lbs reduced ripe Strawberries – $2.99

Total: $7.62

 OLYMPUS DIGITAL CAMERA

Fresh Produce from a Friend’s Garden

Total: Free  (Thanks, Kathryn!! :))

Weekly Total after all sales, tax, and coupons: $28.08

Weekly Menu Plan

Breakfasts

Scrambled Eggs and Toast, Avocado Smoothies, Cereal x2, Oatmeal x2, Zucchini bread

Lunches

Macaroni and Cheese/Strawberries/Cucumber Slices, PB&J on Homemade Bread/Carrot Sticks, Build-Your-Own Tossed Salad with Hard Boiled Eggs, Grilled Cheese Sandwiches/Chips/Cucumbers, Veggie Omelettes/Strawberry Smoothies, Leftovers x2

Dinners

Meat Potato Quiche, Roasted Broccoli, Strawberries

Chicken Nuggets, Homemade Oven Baked French Fries, Sautéed Green Beans

Turkey, Mashed Potatoes and Gravy, Pull-Apart Oat Rolls, Tossed Salad

Best Chicken Pot Pie (I will be using turkey), Steamed Broccoli

Broccoli/Cheese Baked Potatoes, Easy Whole Wheat Muffins, Relish Plate

Grilled Turkey Burgers on Homemade Buns, Grilled Broccoli, Creamy Milk Rice

Venison Roast/Potatoes/Carrots in the Crockpot, leftover Pull-Apart Oat Rolls

    

:: Whole Wheat Blueberry Muffins

blueberry-muffins

Guest post from Laura of Life As A Loewen

I love the way blueberry muffins can be eaten for breakfast, snack, or even dessert! This recipe is super-simple, (practically) fool-proof, and makes you the “muffin hero” in less than a half-an-hour!

Even more, I love that this recipe is fairly healthy, using intentional ingredients to make a more nutritious muffin. It’s a great recipe use when blueberries are on sale!

Try this recipe today and feel free to use your own variations to suit your family's needs. Either way, these will be a big hit and probably a new staple in your home!

Laura is a mama of three littles {and adopting another!} trying to pursue Jesus daily. Attempting to be genuine and raw, Laura seeks to find the humor in everyday life. Laura shares her journey through faith, motherhood and marriage at Life As A Loewen. She’s passionate, sometimes loud, and always in the mood for cupcake ice cream.

 

    

21 Days to a More Disciplined Life

:: Hello, Dallas… and how I save hundreds of dollars on business trips!

How to Save Money on Business TripsThe view from my hotel room this evening

I flew into Dallas this afternoon to speak at a conference here tomorrow and Saturday. And as I was going about my day, I thought it’d be fun to share a few tips I’ve picked up on how to save money on business trips.

Note I said business trips. That’s very important.

You see, if you really want to save money, I recommend taking road trips. They are much less expensive than flying anywhere. Plus, you can bring a cooler and your own food. And well, they are usually just so much more economical in so many different ways.

How to Save Money on a Business Trip

So this post is not written from an ultra-frugal perspective. Because well, business trips in and of themselves don’t tend to be ultra-frugal. And that’s okay. Usually, the value you are providing or receiving in return for the expense paid by your business or another business on your behalf makes it worth the investment.

But I know that many of you do take frequent or occasional business trips, and I thought I’d share a few money-saving tips I employed today that might inspire you or spark an idea to help you save money. Because just these four things combined, save me hundreds of dollars every year.

How to Save Hundreds of Dollars on Business Trips

First off, always bring your own reading material instead of being tempted to buy an overpriced book or magazine from the airport gift shop. In fact, always bring a little more than you think you’ll be able to read. Because this way, if there’s a flight delay or some other delay, it can just become a relaxing reading time, instead of a stressful, twiddle-your-thumbs-with-nothing-to-do time.

I save all the magazines that come in from our five or six current subscriptions in a drawer and then bring a few of them each time I travel. I also bring a few books. Usually a few too many… but hey, if we are stranded somewhere for 12 hours, at least I’ll have plenty of good reading material. ;)

How to Save Money While Traveling

Bring your own tea bags, too. I love hot tea — and it’s so soothing on your throat if you’ve been doing a lot of speaking/talking at events. I usually have a few tea bags in my purse and a few more in my suitcase and then I can make hot tea in the hotel room with the coffee maker or I can ask for hot water on the plane to make my own tea.

Not only is a soothing cup of tea is a great way to unwind at the end of a busy day, but it’s much more convenient and much less expensive when you bring your own tea bags instead of buying a hot drink at the hotel or a nearby restaurant.

How to Save Money While Traveling

When you arrive at your location, if at all possible, find a place nearby to purchase a case of water or even a 6-pack of water bottles (if it’s a short stay). This encourages you to stay hydrated while you’re busy in meetings or at a conference, and it’s also so much cheaper than buying individual water bottles from the hotel or venue where you’re at.

We also often stop by the grocery store and pick up some food for snacks/meals to extend our travel food budget. Not only is this so much less expensive than eating all your meals out or grabbing snacks from the hotel gift shop, but it’s also much more convenient if you’re needing to eat a quick snack (as I often do)  to give you stamina before you go on stage or into that three-hour intensive meeting.

How to save money on business trips

The fourth photo I took today was of my beloved suitcase. I bought this suitcase off of Groupon at a steal and it has traveled many, many miles with me and saved me well over a thousand dollars in the last year.

Why? Because it’s roomy and can fit enough stuff in it for up to an 8-day trip. Which means I never pay for baggage fees — which add up very quickly when you usually travel a few times per month!

When I started traveling regularly, I created a “system” of sorts for packing and have pared down to the essentials I need for trips + a few extras. I typically always pack almost the exact same thing every trip.

(Yes, I don’t have that many outfits so I wear the same progression of 2-3 outfits for almost every trip until those outfits wear out or the seasons change! It might seem really boring, but it actually simplifies things so that packing for a business trip usually takes me very little time.)

You can see a peek into my packed-for-an-8-day-trip suitcase here, if you’re interested.

What advice or tips do you have for saving money on business trips and/or while traveling? I’d love to hear so I can get some new ideas to try!

    

:: We Paid Cash: Our Escrow Shortage

We paid cash!

A testimony from Jill

About a month ago, my husband and I received a letter in the mail that the escrow balance on our rental home was short by $1351. After doing some research, we found that we had been paying taxes only on the land the home was built on and not on the home itself.

We had two months to come up with the money — and we were worried since we just completed an out-of-state move and I recently became a stay-at-home mom.

I started going through our home looking for anything I was willing to sell. I sold purses I no longer used, business supplies and products from a direct sales company I was no longer part of, a coffee table we had no room for, kitchen items I no longer used, a bridesmaid dress from a wedding I was in, and many other items.

After only 1 month, I had enough to pay the bill!

Here is the breakdown of how we saved up enough to pay this bill:

Put items in a garage sale at my parents’ house — $186

Listed items on local Facebook yard sale pages — $762

Carefully reviewed the escrow bill and called the mortgage company. We found that our homeowner’s insurance had been paid twice, and we received a check back from the insurance company for $562.

Not only did we have enough to cover the expenses, but there was money left over!

I am still listing items on the yard sale sites because I have learned that I truly do not need so many of the items I have in my home, and less is more!

Jill is a wife and a stay-at-home mom to her 8-month-old daughter. She loves finding deals, bargain shopping, and working hard to become debt free.

Have you saved up and paid cash for something — large or small? Submit your story for possible publication here.

    

:: Gretchen’s $32.21 Grocery Shopping Trip and Weekly Menu Plan

DSC_0010

Health Food Store

2.21 lbs Zucchini/Squash @ $0.79/lb – $1.75

0.80 lbs Green Beans @ $1.29/lb – $1.03

Total: $2.78

DSC_0007
Aldi

2 pkg Red Grapes – $1.78 each (I was SO excited about this price! This is the cheapest grapes have been in our area for a long time!)

1 can Black Beans – $0.59

1 lb Butter – $2.40

1 Pineapple – $1.29

1 pkg Flour Tortillas – $1.19

4 Plums – $0.29 each

1 Cucumber – $0.59

1 box Saltine Crackers – $0.89

Total: $11.67

DSC_0008
Dillons

1 gallon Milk – $2.99

1 pkg Kroger Cheese – $2

1 pkg Yogurt – Marked down to $0.99

2 Minute Maid Frozen Lemonade/Orange Juice – $1 each, used 2 $0.50/1 coupon from the 6/15 RedPlum insert – $0.50 each after coupons

1 dozen Eggs – $1.50

1 bag Tyson Frozen Chicken Breasts – $6.99

1 Bear Naked Energy Bar – $1, used Free e-coupon (no longer available) – Free after coupon

1.44 lbs Broccoli @ $1.59/lb – $2.29

Total: $17.76

Total for all grocery items: $32.21

Menu Plan for this Week

Breakfasts

Cereal, Homemade Granola, Eggs, Toast, Smoothies (with frozen fruit from the freezer)

Lunches

Macaroni & Cheese, Peanut Butter & Jelly Sandwiches, Fruit/Veggies/Crackers, Cheese Quesadillas, Leftovers

Dinners

Chicken & Rice Casserole, Steamed Broccoli

French Toast, Scrambled Eggs, Fruit

Black Bean & Cheese Quesadillas, Veggies (from freezer)

Italian Chicken, Freezer Biscuits, Steamed Broccoli, Baked Potatoes

Stirfry (using squash, zucchini, green beans and chicken), Sliced Apples (from last week’s shopping)

Dinner with family

Deer Roast, Freezer Biscuits, Peaches (from canning I did in the fall)

    




Email subscriptions powered by FeedBlitz, LLC, 365 Boston Post Rd, Suite 123, Sudbury, MA 01776, USA.