Thursday, April 30, 2015

6 Things We Rarely Spend Money On and more...

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:: 6 Things We Rarely Spend Money On

6 Things We Rarely Spend Money On

Recently, I wrote a post on 6 Things Our Family Has Chosen to Splurge On. This post was one of the most-read posts I’ve shared the past few months and many of you asked if I could do a follow-up post listing things we don’t spend money on.

So, today I present you with the flipside post — 6 things we rarely spend money on:

1. Kid’s Clothes

I’m constantly asked how we save money on kid’s clothes and, to be honest, this is an area where we keep things really simple.

My kids could care less about brand names right now. They do have their own unique styles, but they willingly wear pretty much whatever I find for them on used clothing sites or through online deals. In fact, I can’t remember them really ever complaining about not having certain kinds of clothes.

It probably helps that we homeschool (i.e. they don’t feel left out or less than that they don’t have whatever is the current “hit item” or “hot must-have” item that everyone at school is wearing/talking about). I think it also helps that Jesse and I both are really simplistic when it comes to clothes and we wear the same things over and over again. So they pretty much follow suit.

6 Things We Rarely Spend Money On

{A few of Kaitlynn’s favorite pieces from our free Schoola order!}

So the truth is: in the past two years, we’ve gotten most of our kid’s clothes used from Thred Up and Schoola using credit that I’ve earned by sharing deals here.

You might be thinking that that’s not really fair since I do have a blog that a lot of people read and you don’t have a blog. Well, I bet you have some mom friends who would be excited about the current deal from Schoola where they can get $15 in FREE credit + FREE shipping just by signing up.

Sign up and share your referral link with friends and they can get free clothes shipped for free and you can get $15 in free credit for every person who signs up and orders! Score!

We also sometimes use our Amazon gift cards earned through Swagbucks to supplement kid’s clothes purchases — especially if I’m not able to find the right size, etc. on ThredUp or Schoola.

6 Things We Rarely Spend Money On

2. Snack Foods

Other than tortilla chips and Greek yogurt or yogurt tubes, we buy very little other prepared snack food. Instead, we usually make our own snack foods.

Some of our favorite quick and easy snacks are cheese quesadillas, popcorn, Energy Bites, hardboiled eggs, and fruit. I also try to have at least a few snack items pre-made and frozen all the time — whether that’s muffins, Banana Bread, burritos, cookies, or Peanut Butter & Jelly Sandwiches.

We save a lot of money by eating mostly homemade snack foods. And as a side benefit, homemade is almost always healthier, too.

6 Things We Rarely Spend Money On

3. Professional Pictures

Confession time: We almost never get professional photos taken. I know, I know, that probably makes me a “bad mom” by some people’s standards, but it’s just never been a priority to us.

We do take lots of pictures and I try to document our daily lives on this blog, on Instagram, and on pictures I save on my computer. I prefer the real-life pictures that show some of the mess and chaos over staged pictures in a studio.

Plus, the few times we’ve gotten professional pictures done, it’s been so. much. work to get everyone looking presentable and smiling in pictures. The whole experience felt exhausting. Plus, I’ve not really been too happy with the final results. So, for now, I’m just happy to mostly stick with taking pictures on my own camera and phone.

6 Things We Rarely Spend Money On

4. Nice Dinners Out

We budget for eating out once a week — which is definitely a luxury but something that we really enjoy. However, it’s usually an inexpensive meal at Chili’s, Chipotle, Cracker Barrel, or Chick-fil-A.

I can’t think of a time when we’ve taken the kids to a fancy restaurant and Jesse and I usually only going to a nice restaurant maybe once or twice a year, if that. I’d rather stretch our eating out money as far as possible, instead of spending it all on one dinner every other month. :)

6 Things We Rarely Spend Money On

5. Movie Tickets

Going to the theater to see a movie is also a very rare occurrence in our family. I’d say we probably take the kids to 1-2 movies per year and Jesse and I probably go see one ourselves maybe once a year.

Some of the reason is that it’s expensive, some of the reason is that Jesse and I don’t get babysitters very often, and some of the reason is that we’re so picky about movies that it’s hard to find a movie we think would be worth seeing in the theaters.

Plus, while I love good movies, I usually find it more relaxing to enjoy them all snuggled up together on our L-shaped couch with blankets and popcorn. And when it cost us pretty much zero out of pocket to do so (thanks to free Redbox codes, free Amazon Prime movies, and other shows that are available free online), it just always seems like a better option than going to the theater.

6 Things We Rarely Spend Money On

The last movie I saw in the theater was Unbroken and that one was definitely worth paying to see in the theater.

6. Household Furnishings

You all know how minimalistic I am at heart and how much I just plain don’t care when it comes to furniture and decor. I mean, I like clean and uncluttered and I like fresh flowers, but other than that, I care much more about functionality and practicality than I do about how nice something looks.

So over the years, we’ve spent very, very little on home furnishings. The majority of our furnishings have come from Craigslist or have been given to us.

We have kids and we live here all day, every day, so wear and tear is inevitable. Because we’ve paid very little out of pocket for most of our furnishings, I don’t have to worry about something getting ruined or stained or ripped or nicked.

6 Things We Rarely Spend Money On

What about YOUR family? What are some things you rarely spend money on? I’d love to hear your list!

      

:: 5 Thoughtful Mother’s Day Gifts That Won’t Break the Bank

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Guest post from Asheritah of OneThingAlone.com

You’ll find plenty of great Mother’s Day ideas online, but so many of them require either a hefty sum of money or a complicated project that often results in glue gun scars, broken nails, or Pinterest fails.

If you’re looking for a thoughtful gift for your mom, your friend, or a subtle hint to drop your spouse, here are 5 gift ideas that won’t break the bank (or a nail):

1. Captured memories

It’s always good to be reminded of the good times on hard days. Pick special photos and put them to use. Place a photo in a larger frame with matting to look extra special. Make photo tile coasters or coffee mugs.

If you’re like me and can’t seem to find special photos (because you avoid the camera whenever possible), try to sneak in a picture together before Mother’s Day or find one on her Facebook page.

2. Date in a box

Pack a simple dinner in a picnic basket and give it to your friend (with an offer to babysit her kids, if applicable) for a surprising done-for-you date.

After days or weeks of constant mommy duty, what a relief to relax and not have to worry about dinner or the kids.

Here are some fun picnic basket ideas to get you started.

3. Encouraging quote cards

Write your favorite quotes or Bible verses on little cards and give them as a practical but encouraging gift. This is a give a mom friend the pep talk she needs to keep going.

4. Easy shoulder rub

Sometimes all a mama needs is five minutes to shut her eyes, lean back, and have a friend ease the tension from her shoulders.

Your friendship level will determine whether it’s a good idea to offer this or not, but if you don’t think it would be well-received, a 30-minute professional massage, while more expensive, will rarely be turned down.

 5. Everything chocolate

When all else fails, a box of fine chocolates may hit the spot. You can make these easy chocolate truffles or cake balls (keeping some for yourself, of course), or pick up a box at your grocery store.

Whatever you gift you choose, remember it’s the thought that counts.

Your Mom and girlfriends will be pleasantly surprised that you remembered and made time to say, “You’re special to me.”

What are your favorite Mother’s Day gifts to give to others?

Asheritah helps overwhelmed women find joy in Jesus on her blog and through her books & art. She welcomes old and new friends to OneThingAlone.com to share a cup of tea and together pursue a relationship with Jesus. Also, she offers ready-to-print Scripture cards that might make a great Mother’s Day gift idea.

      

21 Days to a More Disciplined Life



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Wednesday, April 29, 2015

Gretchen's Target Shopping Trip: $29.95 worth of products for $10! and more...

Money Saving Mom

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:: Gretchen’s Target Shopping Trip: $29.95 worth of products for $10!

DSC_0166Target Shopping Trip

Transaction #1

3 Maybelline Mascara – $3.99 each (Buy 3, Get $5 Target gift card)
Used 3 $2/1 printable 

Total after coupons: $5.97, Received $5 Target gift card

Transaction #2

2 pkgs Pull-Ups – $8.99 each
Used 2 $2/1 Target printable
And used 2 $2/1 printable
And used 5% off Cartwheel coupon

Used $5 gift card from transaction #1

Total after coupons and gift card: $4.28

Total for both transactions before coupons and gift card: $29.95

Total for both transactions after coupons and gift card: $10.25

      

:: 5 Reasons I'm Glad We've Chosen to Not Have Many Toys

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I was doing a phone interview for a magazine yesterday and the interviewer asked me how to save money kid’s toys. I get that question a lot and it’s hard to know how to answer.

Because the truth is: we don’t really have many toys at our house.

When our first daughter, Kathrynne, was a baby and a toddler, we lived in a little basement apartment, so there wasn’t room for many toys. We had a little basket of toys she’d been given from grandparents and friends and that was it.

After our second daughter, Kaitlynn, was born, we continued to just stick with the small basket of toys. It was somewhat due to my minimalist nature, somewhat due to the fact that we didn’t have money to buy toys, and somewhat due to the fact that our girls seemed to find plenty to do without many toys.

I thought that might change as they got older, but even with adding our third child to the mix, it never changed. And so, our kids are now 10, almost 8, and almost 6, and we have very few toys at our house.

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I never really realize we don’t have many toys at our house except for when we have guests over who have little children. They’ll ask where the toy room is or where the toys are and I’m not sure how to answer. Because it’s not that we are anti-toys; it’s just not been something my kids have been all that interested in.

Yes, we do have a few toys: we have outdoor toys (like balls, bats, rollerblades, rip sticks, and bikes), we have board games and card games, we have LEGOs, we have a few stuffed animals that are special to our kids, and we have lots of arts and craft supplies. But other than maybe a few odds and ends here and there in the kids’ room, we don’t really have many other toys.

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No one in our house seems to miss the lack of toys. Our kids are constantly on the go: creating art, engineering new LEGO puzzle boxes, helping cook in the kitchen, reading, playing games, listening to audiobooks, teasing each other, playing with the neighbors, making up contests and competitions, challenging each other to learn new tricks on the rip stick or trampoline, practicing their sports techniques, exercising… they rarely lack for ideas and inspiration.

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After I got off the phone with the interviewer yesterday, I started thinking about how glad I am that we chose to keep things simple from the get-go, because it’s really benefited our whole family to not have many toys.

Here are 5 reasons why not having many toys has benefited our family:

1. It Has Encouraged Our Kids to Be Creative

Not having a lot of toys has encouraged our children to become more creative.

Kaitlynn is constantly working on new arts and crafts projects — whether that’s painting or a DIY recipe for lip gloss or practicing her sewing skills or writing notes to other people. Almost every day, it’s a new idea and she’ll often spend a few hours creating and tweaking and experimenting. I love to see what she comes up with — and how she never lacks for ideas using what we already have on hand.

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Kathrynne is continually working on building and dreaming up new LEGO Puzzle Box designs. She loves to watch videos on YouTube of Puzzle Boxes that others create and then she takes their ideas and tweaks them to be her own. She’s also currently working on some long-term business ideas and is studying, experimenting, learning from other people, and developing skills to help her with these business ideas.

Silas loves to help me in the kitchen and work on math skills (he will do lessons and lessons of math in a day — just for fun!) He also loves to make simple LEGO creations.

2. It Has Simplified Our Life

Not having many toys not only means we don’t have to mess with figuring out toy storage solutions, but we also don’t have to spend as much time cleaning up — since there really aren’t any toys to clean up.In addition, we have more room since we don’t have to have a closet or area devoted to housing toys. Plus, we don’t have to worry about missing pieces, broken parts, and battery replacement.

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3. It Has Inspired Our Kids to Use What They Already Have

One thing we’ve noticed is that when there aren’t many toy options, our kids will play with the same item over and over again — using it in many different ways.

For instance, a simple box could serve as a counter for their “store”. The next day, it’s a car. The next day, they’ll cut windows in it and decorate it and make it into a house for their stuffed animals.

I’ve also noticed that, because there aren’t a lot of toys to choose from, it seems to help them focus on a project or idea for a long time without being distracted.

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4. It Has Cut Down on Discontentment

Now, let me be clear, we still have discontentment issues going on at our house. But I feel like fewer toys seems to lend itself to fewer requests from kids to upgrade to something new or have something that their friends or the neighbor kids have.

It also helps that we encourage our kids to earn money by doing Paid Chores and then they are able to spend that money on fun things — usually more LEGOs, arts and craft supplies, or something similar.

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5. It Has Encouraged Our Kids to Develop New Skills & Be Entrepreneurial

Because there are few toys and a lot of room for creativity, our kids are constantly learning new things — new craft skills, reading new books, learning how to play new games, studying subjects that interest them… every week, they are trying new things and learning new things.

All three kids also love to discuss and scheme entrepreneurial ideas — and then to have us poke holes in their business plans (kind of Shark Tank style). Yes, we may be weird, but we all LOVE this kind of stuff. Writing business plans, calculating profits and losses, and analyzing how to make an idea more profitable are all part of our regular conversations.

One of my greatest hopes as a parent is that I’ll raise lifelong learners. Kids who are curious about life, constantly want to challenge their minds, and see all of life as their classroom. I think having fewer toys has really helped encourage this in them so far. And I’m so grateful!

Why Not Having Many Toys Has Benefited Our Family

Note: Please know that I’m not advocating that every family needs to do what we’ve done. Maybe having lots of toys has been a great thing for your family. I can’t say what will work for you, I’m only sharing what we’ve done, why we’ve chosen to do it, and why I’m glad we have. As always, do what works for you!

      

21 Days to a More Disciplined Life



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