Saturday, March 29, 2014

Weekend Giveaway: $50 Credit to Chic Pipsqueak (5 Winners) and more...

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:: Weekend Giveaway: $50 Credit to Chic Pipsqueak (5 Winners)

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Chic Pipsqueak is an online boutique for baby and kids’ accessories and apparel. They offer a wide variety of items including leg warmers, handmade headbands, flower clips, crochet and elastic headbands, pettiskirts & rompers, boutique outfits, birthday outfits, newborn and baby crib shoes and a lot more.

Their items are perfect for newborns, babies and kids and also make great gifts at baby showers, kids' birthdays, photography props and as party favors!

We had so much fun going through the Chic Pisqueak site to choose a few things for Kaitlynn and for a special little one-year-old friend of ours. I was impressed with the quality of the items we ordered and with the wide variety of selections they have on their site.

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Chic Pipsqueak was started by Kjirsten Conrad out of her love for fashion and her daughter. She says:

After many unlucky online searches for affordable baby and kids boutique items I knew what I had to do. That's when the idea for Chic Pipsqueak was born. I knew that if I wasn't having luck finding high quality baby and kids boutique items at affordable prices, many others were in my same boat.

After many months of hard work, my husband and I launched Chic Pipsqueak's online store providing customers with amazing items at the low prices we are all looking for.

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Through June 1, 2014, Chic Pipsqueak is offering my readers 30% off all orders when you use coupon code MSM30 at checkout. You’ll also want to to stop by their Facebook Page as they offer a monthly photo contest and weekly giveaways there!

Would you like to enter to win a $50 credit to Chic Pipsqueak? Five readers will be chosen and posted early next week. To enter to win, just click on the graphic below and type in your name and email address. This giveaway ends Sunday, March 30, at 11:59 pm, CST.

Enter the Giveaway

Gathr Playroom saves you 52% on kids games, toys & shopping—click here to get $10 off.

    

Already offering advice on great products or ways to save money? Now you can earn money for doing so!

:: 12 Months to a Healthier You Challenge: Week 12 Check-in

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Are you joining us for the 12 Months to a Healthier You Challenge? If so, it’s Friday and guess what that means? It’s time for our weekly check-in to post our progress.

March’s Challenge:

We’re focusing on developing the habit of drinking more water in March. I encourage you to set a simple and doable goal for drinking more water and to stick with it.

New to this challenge? Read more details on the plan for this year here.

My Water Intake Goal for March

My goal for March is to drink at least 8 glasses of water every day. I’m also hoping to keep up with January’s habit of doing exercising at least 4-5 times every week and February’s habit of eating six big salads every week.

This Week’s Progress:

I drank 8 glasses of water 5 days this week. Still not 7 days, but I’m encouraged that I’m making water-drinking a better habit. And I hit my exercise goals, as well as my salad goals.

How Are YOU Doing?

Leave a comment telling us how you did on your exercise goals this past week. If you’re blogging about this challenge, leave the direct link to your blog post about the challenge below. Are you on social media? You can also share your progress on Instagram, Facebook, Pinterest, or Twitter by using hashtag #12MonthstoaHealthierYou.


Gathr Playroom saves you 52% on kids games, toys & shopping—click here to get $10 off.

    

21 Days to a More Disciplined Life

:: 4 Ways to Combat the Urge to Spend

4 Ways to Combat the Urge to Spend

Guest post by Jessi of The Budget Mama

Once upon a time, there was a girl, who thought she needed designer jeans, Ray Ban sunglasses, Coach purses, sports cars, and a California King size bed.

In order for her to acquire these items, she had to max out her resources. She swiped those eight different super shiny, color-coordinated credit cards like they were going out of style. She was a pro at signing her name, and at the “bill me later” game.

Oh but how the mighty have fallen. That same girl no longer drives a GT Mustang, owns a single pair of Ray Bans or a Coach purse, and no longer has room for that California King bed.

That girl had to give up all those super nice things because she was dead broke. She may have looked like a million bucks and been able to play the part well; but the truth was, she had no money.

She had accumulated over $11,000 in credit card debt alone. That was over half of her salary as an Administrative Assistant. She had to learn the hard way that there is a fine line between appearing to have money and actually having money.

That was a tough lesson, but it was a lesson learned nonetheless.

Does she regret her choice to sell off all of those fancy items to help pay back the debt? No. Did selling those hard earned items pay back all of her debt? No, she still had to work hard and throw every extra penny and tax return check at her debt to pay it all back.

I am the girl in this story, and I was dead broke at 21 with a mountain of credit card debt. I was raised in an extremely frugal household, where I got the crazy idea that I had to have designer items and huge inventory of stuff, I have no idea.

Wherever that idea came from, it has been hard to keep it out of my head.

We all want things. Maybe it is because of our society that we want so much, or maybe it is something else entirely. What matters is that you learn to control that voice that wants you to spend money you do not have.

These are the four ways I combat the urge to spend money:

  1. I carry cash with me whenever shopping and leave my debit card at home.
  2. I always make a shopping list. Even if I am going clothes shopping for my boys, I make a list of the items needed and I stick to it. In fact, I carry the list around in my hand as I am walking through the store. This keeps my mind on my list and helps keep my eyes from wondering.
  3. I remind myself that most people do not know the difference between designer and no-name brands. Would you honestly know the difference between a pair of shoes bought at Ross and a pair bought at Macy's? Probably not.
  4. I focus on the fulfillment and freedom I receive from paying cash. Paying cash for something that you once could only afford with a credit card is a life-changing experience. I had racked up $3,000 on a credit card for furniture. Fast forward five years later; I paid $5,000 cash for new furniture. That was a very liberating experience, which I remind myself of whenever the urge to spend creeps up.

If you are fighting the debt monster, keep going. It is a long, bumpy road but it is very worth it in the end. I hope my story will encourage you on the road to becoming debt free.

Jessi is the author of the frugal lifestyle blog, The Budget Mama. She is an avid budget fanatic and dedicated to helping others reach their full financial potential. Jessi shares her real life on a budget along with DIY projects, recipes, organization, and more.

photo source

Gathr Playroom saves you 52% on kids games, toys & shopping—click here to get $10 off.

    




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