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Guest post from Angi of SchneiderPeeps Over the last few years, our children have done some pretty cool things. They've had opportunities to go to Boy Scout Jamboree, Philmont and Northern Tier High Adventure Camps, get training with Actors, Models and Talent for Christ, start a beekeeping business, and go to jewelry school. These are all things that have cost thousands of dollars and that THEY have paid for themselves. We are pretty proud of what they have each accomplished… and so are they. As I look back over the years, I see several things that I believe have helped our children learn to be wise with money. 1. Learn to work All of our children know how to work. They are each responsible for their own belongings and for helping with household work. Even small children can empty small trash cans or put away silverware. Whether to pay your child an allowance or commission for household work is a very personal decision, one that parents need to carefully consider. It's important that children learn that in order to have money they need to work, but it's also important for children to learn to work hard even when pay isn't involved or if no one is looking. One interesting thing that has happened from working hard when pay is not involved is that my older children are regularly hired to help friends with projects that they have going on in their home. 2. Learn to save When our children were young, we required them to save a certain percentage of all their money. As they have gotten older we have not needed to have this requirement; they all have learned to save for things they want – both big and small. Some of our children have learned this discipline quicker than others, but all of our older children are savers. 3. Learn to give It's really important to us that our children learn to give generously. At a minimum, we have always required that our children tithe on their earnings. We no longer have to require this, they just do it naturally. But, we also want them to give in addition to their tithe, so we have made sure that they have opportunities to practice giving by filling shoe boxes for Operation Christmas child, giving to a family in our church whose home burned down, purchasing curtains for our local Women's Shelter, sending clothes and school supplies to a friend's village in Kenya and taking meals to families who have had a new baby or are experiencing a hardship in some way. 4. Learn to be content Contentment is hard to teach because it's a choice that we each have to make in our hearts. But that doesn't mean we don't encourage our children to be content. One way we've done this is by being content and thankful for what we have and not chasing the next new shiny thing. We try to buy quality items and then keep them for years. One thing my older children have observed about electronics is that as soon as a new product is released the company is already working on the next generation. It can become a vicious cycle trying to always have the latest and greatest technology or clothing style or car. 
5. Learn from mistakes My children have made mistakes in their financial journey. Fortunately, those mistakes have been minor compared to what can happen when they are on their own. It's hard to see them struggle and the "mommy" in me really wants to rescue them from their choices or to forbid a choice that I know is unwise. However, I'd rather see my child make a mistake that costs only a hundred dollars and learn the lessons he needs to learn than to make mistakes as an adult that cost thousands of dollars. If I keep them from making mistakes or rescue them from the consequences, I just delay them learning the lessons they need to learn. Learning to be financially wise does not just happen, it has to be something that we diligently teach our children. Angi Schneider is a minister's wife and homeschooling mom. She blogs about their homesteading and homeschooling adventures at SchneiderPeeps. Angi and her husband, Carl, are also the authors of Hope-Thriving While Unemployed, an ebook to help those who are unemployed or underemployed.
photo source 
The makers of NOYAH searched high and low for cosmetics that would meet their perfectionist standards— lip balms, glosses, and lipsticks created with only the highest caliber of premium, all-natural ingredients, that tasted great, made lips feel wonderful, and followed quality guidelines above and beyond anything on the market. When nothing out there could fit this ideal, they decided to make their own. Their formulas start with ingredients so high quality, they've been certified kosher, and then are manufactured under the very highest standard of excellence to create top-grade lip products for chosen people and just choosey ones. I had the opportunity to try some NOYAH lip balms and was really impressed with them. They work well and I love the flavors they come in — especially cherry and vanilla! But you know what I love best about NOYAH lip balms? They are truly made with all natural ingredients. There isn't anything in them that you don't know exactly what it is. And now NOYAH has a new collection of all-natural lipsticks with same high quality kosher ingredients. NOYAH lipsticks are not only made with premium natural ingredients but also deliver highly pigmented color to take your look from natural to dramatic in a single swipe. The hydrating, lightweight formula keeps lips soft and non-sticky, while the range of colors from vibrant red to flirty pink is versatile enough to take you from your professional day to a fun-filled night. With the ultra-wearable shades available—Empire Red, Hazelnut Cream, Valentine Pink, Apricot Swirl, and Deeply in Mauve—noyah Lipsticks bring a punchy pop to your pout. And since the average woman inadvertently consumes around four pounds of lipstick in her lifetime (yikes!), you can rest easy knowing your lipstick is synthetics-free. 
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Be sure to follow NOYAH on Facebook, on Instagram, and on Twitter. Or, check out their website for more information. NOYAH is generously giving away a lip care set containing a lipstick, lip gloss, and lip balm to seven readers this weekend. To enter to win, click on the graphic below and type in your name and email address. This giveaway ends Sunday, August 17, at 11:59 pm, CST. Seven winners will be chosen and posted early next week. 
Health Food Store 2 packages Blueberries – $0.99 each 2 Green Peppers – $0.49 each 1 Cantaloupe – $1.49 Total with tax ($0.32): $4.77 
Dillons
2 packages Buns – $1 each 2 bags Lay’s Kettle Chips – $2 each 2.78 lbs Bananas @ $0.59/lb – $1.64 1 bag Kroger Brown Rice – $1 1 Cucumber – $0.79 1 gallon Chocolate Milk – $2.50 1 gallon Milk – $2.50 1 can Kroger Chili Beans – $0.69 1 jar Pickles – $1.59 1.37 lbs Roma Tomatoes @ $0.99/lb – $1.36 1 bag Kroger Unbleached Flour – $1.69 1 Lettuce – $0.99 1 bag Kroger Frozen Boneless, Skinless Chicken Breasts – $8.99 1 package Power Greens – Marked down to $1.85 1 bag Organic Potatoes – $2.49 2 packages Kroger Cheese – $1.77 each 1 package Kraft Cheese Sticks – $2.84 1 package Kroger Tortillas – $1.59 Items a part of the Mega Sale (Buy 5, Get $5 off instantly): 2 Herbal Essence Body Wash – $1.99, used 2 $1/1 catalina coupons – $0.99 each after coupons 1 bag Fritos Chips – $1.49 2 Kraft Salad Dressing – $1.49, used 2 $0.75/1 printable - $0.74 each after coupons Total before coupons and sales: $74.56 Total with tax ($3.61) after coupons and sales: $50.61 Total for all grocery items: $55.38 Menu Plan for this Week Breakfasts Cereal, Easy Pancake Bites, Fruit Smoothies (from frozen fruit), Scrambled Eggs Lunches Tossed Salad, Peanut Butter & Jelly Sandwiches, Macaroni and Cheese, Cheese/Crackers/Veggies, Leftovers Dinners Build Your Own Haystacks, Peas Hamburgers (using frozen patties my parents gave us), Chips, Cantaloupe Chicken & Rice Casserole, Steamed Broccoli, Tossed Salad Salad Bar, 30 Minute Rolls Stuffed Peppers, Blueberry Muffins, Cantaloupe Baked Potatoes, Steamed Broccoli Waffles, Eggs, Homemade Hashbrowns 
Guest post from Laura of Life as a Loewen Any frugal-minded mama will tell you: it’s all about using what you have on-hand. Finding creative ways to use what’s already in your fridge and pantry will save you a ton of money {and time}! This quiche recipe combines two of my favorite things: pinching pennies and amazing-tasting food. It’s thick and hearty, and can be served for breakfast, brunch or dinner. For breakfast or brunch, try bacon and Swiss cheese served with fresh, seasonal fruit. For dinner, try ground lamb or beef with feta served with a salad and fresh bread. The ideas are truly endless, just include what your family loves and what’s in the fridge!
Below is what we used the other day, and my entire family {husband and kids aged 5, 3, and 1} gobbled it up. Delicious Left-Overs Quiche Modified from The Pioneer Woman’s Cowboy Quiche INGREDIENTS: - 1 unbaked pie crust — I prefer to make this easy homemade version, but feel free to use store bought as well.
- 8 large eggs
- 1 1/2 cups milk
- 1 Tablespoon garlic powder
- Salt & pepper, to taste
- Leftover Italian sausage links; cooked and chopped
- 1 1/2 cups leftover steamed broccoli
- 2 cups shredded sharp cheddar cheese
DIRECTIONS: - Preheat oven to 400 degrees. Roll out pie crust and press edges own into a deep dish pie pan or spring form pan.
- Beat eggs, milk, garlic powder, salt and pepper in a large bowl then mix in desired leftovers.
- Pour mixture into uncooked pie crust.
- Place the pan on a rimmed baking sheet, and cover loosely with aluminum foil.
- Bake in preheated oven for 50-55 minutes.
- Remove foil and continue baking for 10-15 minutes, or until the quiche is set and the crust is a nice golden brown. (The quiche will appear not entirely done and slightly jiggly, but it will continue to set once it cools.)
- Remove from oven and allow to rest for 10-15 minutes.
- If using a spring form pan, remove from pan, and cut into slices with sharp serrated knife or pie slicer and enjoy!
The beauty of this recipe is that you can put in whatever you have on hand. Depending upon which ingredients you chose and time of day you serve it, you can really have a entirely new meal from one great baseline recipe! Laura is a mama of three littles {and adopting another!} trying to pursue Jesus daily. Attempting to be genuine and raw, Laura seeks to find the humor in everyday life. Laura shares her journey through faith, motherhood, and marriage at Life As A Loewen. She's passionate, sometimes loud, and always in the mood for cupcake ice cream.
Ruth at Living Well, Spending Less has written a sequel to her great post on How to Make 10 Freezer Meals in One Hour: I am excited to share this no-bake version of 10 Meals in an Hour, which includes five awesome warm weather recipes that are cooked either on the grill or in the crockpot—no oven required! (Of course, if you would rather use the oven than the grill, that is always an option—you can generally just bake your chicken covered at 400 degrees for 25 minutes to get the same results!) In order to make the cut this time, each recipe had to meet ALL of the following criteria: - Deemed delicious by both my kids and husband
- No pre-cooking required
- Freezer friendly
- Easy to cook
- Uses budget-friendly ingredients and pantry staples
- No oven required on cooking day
In this one post you will find everything you need to prep 10 awesome freezer meals in about an hour of hands-on time (not including grocery shopping.)
Read the full post here. | 
