Thursday, February 23, 2017

BeFrugal.com: Get coupons and cash back at over 5,000 online stores (plus get $10 as a new sign-up!) and more...

If you're looking for creative ways to stretch your budget, I always recommend signing up for cash back sites. Cash back sites work with online stores to offer you a percentage — usually somewhere between 3-10% of your total purchase — back as ...

Intentional finance. Intentional family. Intentional business.

21 Days to a More Disciplined Life

BeFrugal.com: Get coupons and cash back at over 5,000 online stores (plus get $10 as a new sign-up!)

If you’re looking for creative ways to stretch your budget, I always recommend signing up for cash back sites.

Cash back sites work with online stores to offer you a percentage — usually somewhere between 3-10% of your total purchase — back as a rebate. While this might not seem like much, it can really add up over time. And if you're already going to be making the online purchase, you might as well get a little kickback, too, right?

I recently tried out BeFrugal.com — a new cash back site that offers cash back at over 5,000 online stores, including Walmart, Target, Amazon, Best Buy, and more!

How It Works:

BeFrugal.com is completely free and easy to join. To sign up for BeFrugal.com, just go here and enter your email address.

Then, whenever you are doing any online shopping, go to BeFrugal.com first and take five seconds to search for the website to see if they offer cash back for that particular site. If they do, just click through to the site and make your purchase.

Within a week, you’ll see the cash back show up as pending in your account on Be Frugal. Within 60 days, the cash back for that purchase will show up in your account (most stores allow 60 days for returns, etc.). Once you’ve accumulated $25 in cash back, you can request a payout. You’ll receive your payout within 10 business days from BeFrugal.com.

They also offer online coupons that you can stack with online deals and cash back to maximize online shopping savings. Their users earn an average of 7% cash back and save an average of $27 per order. They even offer printable coupons, grocery coupons, and restaurant coupons on a mobile-friendly website to help you save on the go.

Guaranteed Best Cash Back Rate!

One of the greatest features of BeFrugal.com is that they offer guarantees on their coupons and cash back rates. Online coupons are guaranteed to work or you’ll receive $5 in your account. They also guarantee you the absolute best cash back rate and will match a rate by 125% if you find it higher anywhere else online.

They also have a section of the site where they offer bonus cash back rates every day! And, if you have any problems at all, they offer high quality live chat and e-mail customer service based out of U.S. offices.

Refer a Friend, Get $15!

BeFrugal.com offers a great referral program, too. Once you are signed in, click on their Refer-a-Friend section and grab your referral link and share it with friends and on social media.

Every friend who signs up through your link will get a $10 bonus added to their account and you’ll get a $15 bonus added to your account when they earn $10 or more in cash back within 365 of opening their account.

Get $10 just for signing up!

Right now BeFrugal.com is offering a $10 sign-up bonus for new members. Here’s how to get yours:

  1. Go here and enter your e-mail address.
  2. Earn $25 in cash back through BeFrugal.com to reach the minimum $25 withdrawal amount.
  3. You’ll receive a $10 cash bonus in your account.

Go here to sign up with BeFrugal.com and get started.

(Note: This post was underwritten by BeFrugal.com. Read our disclosure policy here.)

    
 

50% Off Clearance at Barnes & Noble

I had been hearing reports that Barnes & Noble had a huge 50% off clearance section at some of their stores and that lots of items — including clearance items — were marked down to 50% off!

Kathrynne had gotten a Barnes & Noble gift card for her birthday, so we went there last night so she could spend her gift card. While there, I scoped at the store for the 50% off clearance section. It wasn’t really obvious or at the front of the store as I had assumed it would be.

Instead, it was near the back. But there were a LOT of items marked down 50% off.

Some of the items wouldn’t have been that great of a deal since they were only 50% off the retail price — which, if you know anything about the retail prices on books, they are usually quite inflated (especially compared to what prices you’ll pay on Amazon).

But as I looked around and dug more, I found that there also was a clearance area that was marked down by 50%, too. This made many items — including books, crafts, kids’ items and more — marked down as low as a few dollars!

I didn’t find anything we couldn’t live without, but I did see lots of items that would be great to stick in your gift stash, if you have one.

If you found a great clearance at your Barnes & Noble, too, let us know!

    
 

Why I Don’t Make My Bed Every Day

Last week, I shared on Instagram stories about how I was trying to make my bed every day. (Are you following me on Instagram? I’m having so much fun sharing little behind-the-scenes peeks into my life through the Instagram stories feature!)

My friend, MacKenzie, directed messaged me saying something like, “I can’t believe you don’t make your bed every day! I assumed you would always make your bed as soon as you get up!”

In case any of the rest of you had that same idea, I wanted to set the record straight: I don’t make my bed every day.

Nope, I don’t.

I know that I recommend it in my very popular post 5 Things You Should Do Every Day post, so I kind of feel like a hypocrite putting this out there. I also know that people have lauded the virtues of making your bed for years.

But I just have come to realize that a made bed is not the be all, end all in life.

Yes, I love a made bed. Yes, I love how it looks when I walk into my room. But many days of my life have gone by without my bed being made in the last year and I’m okay with that.

Because I’ve determined that it’s just not a top priority for me at this season of life. I admit, there’s also the practical part of me that thinks things like: I’m just going to get back into it tonight, so what’s the big deal of making it every day. 

(I know! That probably sounds crazy to those of you who can’t really function without making your bed!)

The older I get, the more I’m coming to grips with the fact that we are all so different.

Some of you can’t stand to not make your bed, some of you don’t care and never make your bed, and some of you (like me) like to have it made but it doesn’t ruin your day if it’s not made.

All of us our wired differently and that’s the beauty of how life works! We can learn from one another. We can be inspired by one another. But we don’t have to be carbon copies of one another.

We all have different areas that are important to us and things that are priorities to us. Making the bed is not a huge priority to me, but having a clean kitchen is very, very important to me.

So if I only have 15 or 20 minutes to devote to cleaning or house projects in the morning, I’m going to devote that to the kitchen, because that’s more important to me. And I’m good with that, and so is my husband. (He really doesn’t care a bit whether the bed is made or not!)

My Perspective on Bed-Making Applies to Finances, Too

As I was thinking about this whole to make your bed or to not make your bed thing, I realized how so much of this can be applied to finances, as well:

1. Determine What Is Most Important To You — If you want to have financial success, you first have to determine what your priorities are. Just like I determined that it’s not a top priority for me to have my bed made every day, our family has also determined that having nice household furnishings is not a priority for us. But investing time and money into our kids’ activities (such as baseball and figure skating) is a priority, just like having a clean kitchen is a priority to me.

What are your financial goals? What area your hopes and dreams financially? What is a priority to you financially? Start there — and make sure it’s truly what is most important to you, not just what you think should be most important to you.

2. Do What Works Best For You — Stop feeling like you have to keep up with every one else or do what everyone else does. If you don’t really care about making your bed and it doesn’t make a difference in your life, stop feeling like you should — just because you read an article or watched a video or talked to a friend who is a diehard advocate of bed-making. If you don’t really care about having nicer furniture or wearing nicer clothes or driving a nicer car, stop feeling like you should — despite comments or criticism from other people.

Learn from other people. Be inspired by other people. Try new things if your current system isn’t working. But ultimately, do what works best for you and your family.

Do you make your bed? Why or why not? Does it make a difference? I’d love to hear!

Related: What a Messy House Can Teach You About Financial Success

 

    
 

21 Days to a More Disciplined Life

   

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