Friday, October 30, 2015

10 Money-Saving Apps {2015} and more...

 
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Here's What's New
10 Money-Saving Apps {2015}
How to Enjoy Read-Aloud Books with Your Kids Despite a Busy Schedule
Stop Feeling Guilty About Being An Introvert
How I Went From Being a Hobby Blogger to Making an Income

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:: 10 Money-Saving Apps {2015}

10 money saving apps

Guest post by Boril

Back in 2013, Crystal shared 9 Apps That Will Save (and Make) You Money to highlight some of the most worthwhile mobile apps around. Things have changed a bit since then, as there are many new mobile apps that contain money-saving features.

If you're looking for new ways to save, consider how each of these 10 apps can help!

1. Flipp

Flipp is an app that displays flyers in the user's area. It updates on a regular basis, ensuring users always have the most up-to-date information.

With this app, you can quickly "flip" through different store flyers for deals. It's also perfect for grocery shopping, as you can get a quick idea on which grocer has the best prices at the time.

2. Mint

Think of Mint as your account monitoring friend. It keeps track of everything from your checkings to your retirement account.

The app factors your previous spending to create a budget for you to follow. It also offers a lot of eye-opening as to the different ways you can save more.

3. Lawnmower

Lawnmower is an innovative finance app that converts change from your purchases into bitcoins. This is a great way for you to have a savings account without needing the label. You are guaranteed to put your money into savings. This app does the same as a bank's 'Bank The Rest' feature, which typically rounds up and saves the difference of your purchase to the nearest $5 denomination.

4. Shopkick

While Shopkick was mentioned in the 2013 list we referenced earlier, it's important to note that it's still in good standing. In fact, more than six million people rely on the Shopkick app to save money at major retail outlets.

Users get paid rewards points for going to their favorite stores, shopping for deals, and referring their friends to the app. These points later get converted into gift cards, which means every dollar you spend stretches a little further.

5. Groupon

The immense savings made possible by Groupon is nothing to overlook. You can get as much as 90% off many products and services by using this app or website.

Just give it a shot for yourself and see what's available at a steep discount through Groupon in your local area.

6. Gas Buddy

Gas Buddy is the only other app from the 2013 list that's worth bringing up now. With the Gas Buddy app, you can find map out gas stations by proximity and fuel price.

7. Eat Street

Eat Street shows the best food deals from nearby eateries and restaurants.

You are able to order right off the app, which gives you reward points. These points can later be converted for real rewards, meaning you get more for your money.

The Eat Street app took over support for Campus Special, a food savings app for students, earlier this year.

8. Checkout 51

Checkout 51 is your digital coupon book, full of grocery savings in the $1 to $5 range.

After you pay, just take a picture of the receipt to scan it into the app. You will then get credited for the total amount of the coupon savings, which is based on the deals you went after.

The app updates on Thursdays and payouts are made available after reaching a $20 balance.

9. Saving Made Simple

Saving Made Simple is a top-downloaded Android app designed to help consumers save money where it counts.

Instead of focusing on savvy electronics deals or grocery discounts, the app addresses your finances behind the scenes. You can tally your bills, earnings, savings, and more, to get a full picture of your financial position for the month.

The app is versatile and can factor in variables like saving plans for electronics, school tuition, and an upcoming vacation.

10. PC Plus

The PC Plus app works as your PC Points card and is a must-have for any Canadian shopper.

The app showcases weekly deals, which give additional PC points. You could find yourself getting back as much as $15 out of $50 in purchases, but it really depends on what you buy.

At current time, you get $1 back for every 1,000 PC points earned.

What are your favorite money-saving apps?

Elite Personal Finance is an authority personal finance blog, featuring content from experts in the personal finance field. We are proud to be the home of many informative posts on subjects like credit cards, identity theft, and savings. With the right information, anyone can maximize their savings while further securing their finances.

:: How to Enjoy Read-Aloud Books with Your Kids Despite a Busy Schedule

How To Enjoy Read Aloud Books with your Kids

My friend, Erin, over at The Humbled Homemaker has a great post up on how to enjoy read-aloud books with your kids despite a busy schedule.

21 Days to a More Disciplined Life

:: Stop Feeling Guilty About Being An Introvert

Stop Feeling Guilty About Being an Introvert

I love my family, oh yes I do. But as an introvert, my souls craves some quiet in each day… A time to collect my thoughts, to plan out the day, to breathe, to count my blessings, and to have my soul fed with the life-giving words from God's Word. I'm a better wife and mom when I make this quiet a priority.

It might mean getting out of bed a little bit earlier than I feel like some mornings, but it is so worth it! Even just 10 or 15 minutes of quiet can make all the difference in my attitude and peace as I face each day.

For the longest time, however, I felt badly that I needed quiet. That I couldn't just go-go-go and not need to recharge.

I love people, don't get me wrong, but after about 3-4 hours, I crave a little quiet. I wondered what was wrong with me that I just didn't want to be with people all of the time. I wondered why I felt so drained after being with people for an extended period of time.

Stop Feeling Guilty About Being an Introvert

I kept wondering why I felt such a need for alone time to refuel my tank often. I wanted to be more outgoing and energetic. I thought I was supposed to love being around people constantly.

But then, I took the Meyers-Briggs test, and that changed everything! I discovered that my personality type is INTJ. Part of that means that I'm an Introvert!

I'm a high introvert, according to the test, which means I don't want to seclude myself in a cave, but it does mean that I refuel by quiet. That being with people, people, people and never having a break to recharge my tank will make me feel stressed and even grouchy.

Taking the Meyers-Briggs test was life-changing for me. Not only did it help me understand myself better, but it's helped me relate better to other people - especially when I understand their personality type. Most of all, it's helped me to stop feeling guilty about being an Introvert and instead embrace this important part of who I am.

Stop Feeling Guilty About Being an Introvert

I have learned that I can't keep going when I am "peopled out" and I have to give myself permission to be an Introvert and have quiet.

Why am I sharing this? Because I know that many of you can probably relate to this, and I want to encourage you to make it a priority to take time for yourself. If you are an Introvert, you will be a better wife, mom, co-worker, friend, or whatever hats you wear when you take time to fill up yourself with what you need.

I think it's also incredibly important to understand the difference between Introverts and Extroverts, so that in relationships we learn how to relate to one another. It helps us understand that certain attributes are just personality differences, and not something we should be offended, hurt, or upset by.

Are you an Extrovert or an Introvert? In what ways have you learned to embrace this part of your personality? And how has knowing this helped you relate to others?

P.S. I found this article so fascinating: 23 Signs You're Secretly An Introvert. 22 out of the 23 are spot-on for me!

:: How I Went From Being a Hobby Blogger to Making an Income

How I went from being a hobby blogger to making an income

Melanie at Gather For Bread has a great post up on how she went from hobby blogger to making an income. Here's a snippet:

I remember that very first day that I made a couple pennies from ad income here on the blog. I literally did a happy dance in my living room. I was over the moon excited.

Who knew that I could do what I love and make a few bucks? I certainly didn't. I definitely started my blog as a hobby. When I first started, I wasn't even sure what to focus on. There were recipes and marriage posts and parenting posts. And I'm still passionate about all those things.

But over time, I realized that I had limited time (just like we all do) and in order to focus and fine tune I had to cut some things out. So in 2014 I cut back to posting mostly recipes. I rarely blogged on any other topics because I wanted to be a better photographer. I wanted to be a better food blogger. I wanted to focus on quality over quantity.

Read the full post here.

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