Saturday, September 2, 2017

We Paid Cash: Private School Education and more...

A testimony from Erin Odom of The Humbled Homemaker: When our first of four children was two years old, I learned that a new Christian school was opening in our town. At the time, our family was living on a low income. My husband was a […]

Intentional finance. Intentional family. Intentional business.

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We Paid Cash: Private School Education

A testimony from Erin Odom of The Humbled Homemaker:

When our first of four children was two years old, I learned that a new Christian school was opening in our town.

At the time, our family was living on a low income.

My husband was a public school teacher in a state that was near the bottom of teacher pay standards, and he and I were both working odd jobs all hours of the day and night.

Still, we could barely make ends meet.

One of my side gigs was freelancing for our local newspaper. I pitched a story about the new school to my editor, and he said to go for it.

While interviewing the school’s director, my heart began brimming with excitement. I had attended Christian schools from kindergarten through high school graduation, and it was something I had desired to provide for our children as well. This school has a unique model where children spend two days per week at home, which makes the tuition more affordable than other Christian schools in our area.

Still, it wasn’t free.

How could we afford Christian school tuition on our income? 

I was up for the challenge.

Soon after, I started blogging at thehumbledhomemaker.com. At the time, I didn’t even have enough money to pay for a domain name, so I started my site on a free blogger domain.

Slowly and steadily, the blog began generating an income.

By the time our daughter started kindergarten four years later, we were able to pay for a full year of her tuition in cash.

We did the same the next year. And the next — for both her and her younger sister.

Our two oldest children just started our family’s fourth year at this school. Every year, we’ve paid for tuition in cash.

How did we achieve this dream?

1. We learned how to create more income.

Around the time I started my blog, a financial advisor from our church told my husband and me that we needed to learn how to generate more income for our family.

For some reason, it had not occurred to us before that we had an income problem. Once we realized that we didn’t have enough money to live, we were motivated to do something about it.

We tried a variety of odd jobs, but, in the end, the blog was a perfect match for my personality, gifts, and skill set. Now, years later, my husband and I run it together.

If you desire for your children to attend a tuition-based co-op or school and you can’t currently afford one, creating more income might be a first step. 

2. We lived below our means.

Even when my blog began generating a decent income, we continued to live on my husband’s salary for years. We saved almost everything that I made.

3. We put the money in an account that we didn’t touch, no matter what.

When we saw that our dream of sending our daughter to this school was going to be attainable, we set up a special savings account just for school tuition.

We only withdraw from his account when it’s time to pay tuition each year.

As soon as we pay the school tuition, we seek to replenish the account for the following school year–and then don’t touch it again until it’s time to pay. 

I will never forget walking my daughter into school on her first day of kindergarten. My eyes were blurry with tears, but it wasn’t only the fact that my baby girl was growing up. I was overcome with emotion that God had provided for our needs and had even made a way for us to achieve this dream as well. 

I still cry every year!

Erin is the mother of four children, blogger at The Humbled Homemaker, and author of the new book More Than Just Making It: Hope for the Heart of the Financially Frustrated, which chronicles her family’s journey out of living on a low income. 

Have you saved up and paid cash for something — large or small?Submit your story for possible publication here.

    
 

Brigette’s $60 Grocery Shopping Trip and Weekly Menu Plan for 6


(Sorry about the blurry picture – it was pouring rain/very humid while we unloaded groceries, and the camera lens on my phone was wet and cloudy even though I tried wiping it many times. I didn’t realize I hadn’t gotten a clear picture until I went to upload it today.)

Aldi

1 canister Quick Oats – $2.39

2 dozen large Eggs – $1.38

Seedless Watermelon – $2.39 (This may be the cheapest price I have ever seen advertised! Anyone else have them cheaper?!)

Cantaloupe – $0.99

1 pkg Mushrooms – $1.29

1 Cabbage – $1.29

1 pkg Romaine Hearts – $1.99

1 16-oz bag Mini Cucumbers – $1.99

1 bag Zucchini – $1.79

1 tub Organic Spring Mix – $3.49

3 4-ct pkgs Sweet Corn – $2.37

3 (huge!!) Cauliflower – $5.97

1 bag Mini Sweet Peppers – $2.79

2 pkgs Blueberries – $2.98

1 bunch Bananas (2.95lbs @$0.29/lb) – $0.86

2 1-lb bags Shredded Cheddar Cheese – $4.98

1 loaf Bread – $0.50

1 5-lb bag Jasmine Rice – $4.39

2 64-oz cartons Orange Juice – $3.38

1 bag Cheddar Cheese Rice Snacks – $1.49

1 gallon Whole Milk – $2.05

1 can Parmesan Cheese – $2.29

1 16-oz carton Egg Whites – $1.89

1 32-oz tub Nonfat Greek Yogurt – $3.49

1 64-oz carton Unsweetened Almond Milk – $1.99

Grocery Total for the Week: $60.40

Weekly Menu Plan

Breakfasts

Everyone is responsible for choosing, making, and cleaning up their own breakfast. Choices include:

Fruit, Yogurt, Boiled or Fried Eggs, Zucchini Bread, Veggie Omelets, Cereal, Oatmeal

Lunches

PB and J Sandwiches, Cantaloupe, Cheese Sticks and Carrots (both leftover from last week) x 2

Leftovers x 5

Dinners

Cabbage Rolls, Mashed Potatoes, Twisted Parmesan Breadsticks

Homemade Corn Dogs (My first time attempting this – my 10-yr old chose it for her night to make dinner. I’ll supervise and we’ll see how it turns out! :)), Baked French Fries, Tossed Salad

Venison Roast in the Crockpot, Roasted Cauliflower, Baked Potatoes, Easy Whole Wheat Bread

Hamburgers and Hot Dogs on the Grill, Watermelon, Corn on the Cob, President Reagan’s Favorite Macaroni and Cheese (Labor Day Cookout with Friends – other people are bringing additional sides and dessert)

Herbed Slow Cooker Chicken (I’ll use boneless chicken breasts), Roasted Cauliflower, Tossed Salad, Butterhorns

Homemade Cheese Pizza, Raw Veggies with Dip, Watermelon

Leftovers

    
 

12 Healthy Freezer Crockpot Meals to Make in September

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

12 Healthy Freezer Crockpot Meals to Make in September

Kelly from New Leaf Wellness put together a list of 12 Healthy Freezer Crockpot Meals to Make in September. Her free download includes 10 printable recipes and a printable shopping list.

Psst! Looking for even more freezer cooking meals? Be sure to check out the extensive New Leaf Wellness eCookbook Collection! It has something for everybody — even those with specific diets such as gluten-free, vegetarian, paleo, and more.

    
 

25 Fall Activities for Families on a Tight Budget

25 Fall Activities for Families on a Tight Budget

Looking for frugal fall family activities? Check out this great list of 25 Fall Activities for Families on a Tight Budget.

    
 

   

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