Saturday, February 4, 2017

Enter to win a $5,000 home renovation from Lowe's! and more...

Are you thinking about buying or selling a home in the near future? If so, GoldenKey might be a great option for you! GoldenKey is a commission free real estate company backed by Lowe's Home Improvement. They allow home buyers to get […]

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Enter to win a $5,000 home renovation from Lowe’s!

Save 3% on the purchase of your next home + enter to win a $5,000 home renovation from Lowe's!

Are you thinking about buying or selling a home in the near future? If so, GoldenKey might be a great option for you!

GoldenKey is a commission free real estate company backed by Lowe’s Home Improvement. They allow home buyers to get a 3% commission rebate on the purchase of a home after the sale — the amount they would have traditionally paid the realtor. Customers can also sell a home commission-free.

GoldenKey recognized the value that a realtor brings to the complex home buying and selling process, but they felt that the industry’s commission-based model was outdated and in need of an updated approach that helped consumers.

GoldenKey’s mission is to turn agents into allies and flip the traditional commission-based realtor model on its head. They seek to help home buyers avoid going into debt to pay closing costs and commission fees, preserve & increase their home equity, and help them build greater personal wealth.

GoldenKey is a unique solution that provides access to comprehensive and tailored realtor services without paying the high commission. Here’s how it works:

  • Home buyers and sellers can choose from one of three tailored packaged realtor services — all for a clear upfront one-time fee that is paid upon closing.
  • If a customer doesn’t need an entire package, they can select the individual jobs they need as one-off services — such as arranging a house viewing or negotiating an offer.
  • The most comprehensive package that GoldenKey offers costs a maximum of $3,199, which is an attractive alternative to paying the 3% commission fee that is normal when hiring a realtor.
  • With a straight forward and clear fee structure, prospective buyers and sellers can get all the assistance they need and receive at least a 3% reimbursement of their home's value upon completion.

GoldenKey’s average customer saves over $12,000 when they buy or sell a home using their service!

All of its agents are fully qualified and most are contracted workers, which means they are also able to work for other real estate companies. By joining GoldenKey's network an agent can choose to accept a job if they have the time, safe in the knowledge that they will be paid for the services they provide.

GoldenKey's website and mobile application works like a digital marketplace, connecting home buyers and sellers to local certified realtors in return for an affordable upfront fee.

Would you like to win a $5,000 home renovation from Lowe’s?

To celebrate their recent million dollar funding from Lowe’s, GoldenKey is running a contest for one person to win a $5,000 home renovation from Lowe’s!

Just use the form below to enter for your chance to win.

GoldenKey Lowe’s Giveaway

(Note: This post was underwritten by GoldenKey. Read our disclosure policy here.)

    
 

Whole30 on a Budget!

Guest post from Sara of SK Bell:

If you hang around the internet much, it seems that people everywhere are attempting the a Whole30 challenge and seeing amazing results. Clearer skin, better sleep, reversal of serious health issues, eliminating expensive medications… and in many cases, impressive weight loss.

Whole30 has so many amazing benefits… why wouldn't you want to try it? (Aside from the whole giving-up-your-favorite-junk-food thing!)

Well, it's expensive. Like, really expensive.

I'm currently enjoying my third Whole30 attempt (the first two were failures, but we don't have to talk about that…) and I feel like I've got a pretty good handle on the financial side of things this time around. Here are a few of my tips to do a Whole30 on a budget:

1. Plan ahead.

This one speaks for itself but is incredibly important. Go to the store knowing what you're going to prepare each night.

2. Price shop.

With three children under four years old, hitting more than one grocery store is a little bit frustrating. I've given this up and picked it back up more times than I can count!

Sometimes the time isn't worth it to me, but I have to admit that buying my groceries from two or three different stores tends to make a world of difference price-wise.

When I opt not to shop at more than one store, I try to keep my grocery list somewhat flexible so I can price shop inside the store. If a cut of stew meat on clearance costs less than the ground beef I had planned to buy, I'm probably the lady in the corner re-writing a portion of my list while sighing "no, we're not buying that today. Please put that back."

3. Remember the Dirty Dozen.

In a perfect world, your Whole30 would include all-organic, cage-free, free-range, grass-fed, and maybe even homegrown. I say do as much of that as you can… but don't beat yourself up about what you can't!

Keep the Dirty Dozen and Clean 15 lists in mind when you're buying your produce. Remember that conventional produce is always healthier than organic junk food.

4. Use frozen foods.

Frozen fruits and veggies can sometimes be far less expensive than their fresh versions. Of course, you’ll want fresh for some recipes… but certain meals work great with frozen produce.

I love making a Whole30-friendly Zuppa Toscana, for example, with frozen spinach or kale instead of fresh. I prefer that texture.

5. Stock up on eggs.

Eggs are without a doubt your least expensive protein source during a Whole30. Hardboiled! Deviled, with paleo mayo! Scrambled! Fried! Poached! Overeasy! Omelets! Frittatas! Quiches!

I think if you switch them up enough, you're less likely to get so sick of them.

6. Buy your meats in bulk.

Whether you're buying from the butcher, from the all-organic health food store, or from your regular grocery store: figure out the most inexpensive way to get the meat you're looking for!

7. Don't assume coupons are out.

For starters, you can always use your coupons to buy the non-food items on your list — soap, toothpaste, laundry detergent — but there are occasionally coupons for Whole30-friendly items if you look for them.

Some paleo blogs have offers for free Primal Mayo and coconut oils on their sidebars. Mambo Sprouts occasionally has coupons you can use, and loading coupons to your online accounts at Natural Grocers and whatever Kroger store is in your area can also sometimes result in a discounted item or two.

8. DIY.

I'm kind of obsessed with cauliflower "rice" during a Whole30. Even my husband, who is not a big veggie eater, loves cauli-rice. Every time he heads into a town with a Trader Joe’s, I have him pick up a bag or two of their pre-riced cauliflower to make my life easier. Once in awhile it's on a great sale, but most of the time it would have been cheaper to buy a head of cauliflower elsewhere and make it myself.

If you have a food processor, cauli-rice is available to you with just a few pulses. If you don’t just use a cheese grater.

Pre-cut fruits or veggies, pre-made meatballs, and pre-made broth are other examples of things that save time but are almost always a little more expensive.

9. Make double batches.

Take a page out of the Money Saving Mom handbook and whip up some double batches with that meat you bought in bulk… or, if you're like me, you can divide that meat up into a few different dishes and save yourself time and money, an obvious double win.

Ground beef becomes pre-made burger patties, browned meat for taco salads, and meatballs for albondigas soup or for serving with sautéed veggies.

Chicken gets divided up to serve with fajita seasonings over cauli-rice, over a salad, or cooked in coconut aminos for a stir-fry.

Ground turkey gets turned into chili, and then into Italian turkey sausage for stuffed mushrooms or that Zuppa I love so much.

If you have a friend or family member interested in doing a Whole30 alongside you, talk about swapping meals! Each of you can make a double batch of something and trade.

I haven't even finished a Whole30 yet and I've already seen amazing results. If you've been toying with the idea, please, GO FOR IT! You will be so thankful you did! I think you can do it fairly inexpensively if you plan ahead and follow the suggestions above. Good luck!

SK Bell is a Jesus-loving wife, mama, author, and chocolate-addicted traveler. You can find her blog at www.skbellblog.blogspot.com and you can find her Whole30 successes, failures, and recipes using the Instagram hashtag #skbellwhole30

photo source

    
 

Brigette’s $86 Grocery Shopping Trip and Weekly Menu Plan for 6

Aldi

1 32-oz box Macaroni – $1.45

3 heads Cauliflower – $6.57

1 Pineapple – $1.89

1 3-lb bag Pink Lady Apples – $2.99

1 pkg Zucchini – $2.49

1 pkg Romaine Hearts – $1.99

1 2-lb bag Carrots – $0.95

1 10-lb bag Potatoes – $0.99 (unadvertised special!!), plus receive $0.25 back from Checkout 51 – $0.74 after rebate

1 5-lb bag Flour – $1.25

2 boxes Crisp Rice – $2.78

1 box Raisin Bran – $1.79

1 canister Quick Oats – $2.39

2 cans Green Beans – $0.98

1 32-oz carton Plain Nonfat Greek Yogurt – $3.49

1 64-oz carton Unsweetened Almond Milk – $1.99

Fresh Garlic – $0.79

1 16-oz bag Multi-Colored Peppers – $2.49

1 32-oz carton Half and Half – $2.29

1 bag Nacho Tortilla Chips – $1.09

1 can Whipping Cream – $2.99

1 Cucumber – $0.39

1 can Parmesan Cheese – $2.49

1 pint Grape Tomatoes – $1.89

1 loaf Bread – $0.85

1 carton Strawberries – $2.49

1 bunch Bananas (3.35lbs @ $0.44/lb) – $1.47

3 dozen Large Eggs – $3.15

1 2-lb bag Grapes – $3.79

2 16-oz cartons Egg Whites – $3.98

Total after Rebate: $63.89

Harris Teeter

I bag Frozen Okra – $1.50

2 bottles Frank’s Sauce – $2.99, used 2 $0.75/1 printable (doubled)  – FREE after coupons

3 boxes Old El Paso Bold Stand-N-Stuff Taco Kit – $5.98, used 3 $0.75/1 printable (doubled) – $1.48/3 after coupons

3 cans Well, Yes! Soup – $4.48, used 3 $0.50/1 printable (doubled) – $1.48/3 after coupons

2 Domino Flip Top Brown Sugar – $3.78, used 2 $0.75/1 printable (doubled) – $0.78/2 after coupons

1 5-lb bag Pillsbury Bread Flour – $3.39

1 jar Pompeian Balsamic Vinegar – $3.69

1 bag RiceWorks – $1.84, used $1.00/1 Riceworks – 12-4-16 SS; Includes 5.5 oz or larger (exp. 03/31/17) – $0.84 after coupon

1 bag Arnold Sandwich Thins – $1.99, used $0.55/1 Arnold Bread Thin Rolls Product – 1-1-17 SS; DND (exp 04/01/17) (doubled) – $0.89 after coupon

1 bag Apples, reduced – $1.00

1 Quaker Real Medleys – $1.25, receive $1.00 back from Checkout 51 – $0.25 after rebate

2 64-oz cartons Minute Maid Orange Juice – $5.00, used 2 $0.55/1 printable (doubled)  – $2.80/2 after coupons

2 cartons Dean’s Ranch Dip – $1.99, used $1.00/2 printable – $0.99/2 after coupon

1 bag Red Robin Onion Rings – $2.00, used $0.75/1 Red Robin Seasoned Fries or Onion Rings, exp. 4/17/17 (SS 01/22/17 R) (doubled) – $0.50 after coupon

1 bag Nathan’s Crinkle Cut Fries – $2.00, used $0.75/1 Nathan’s Jumbo Crinkle Cut Fries or Onion Rings, exp. 4/17/17 (SS 01/22/17 R) (doubled) – $0.50 after coupon

1 box Farm Rich Mozzarella Cheese Sticks – $3.42, used $1.00/1 Farm Rich Items – 1-22-17 SS; Includes 9.5 oz or Larger Only (exp 03/02/17) – $2.42 after coupon

Total after Coupons and Rebates: $22.51

Grocery Total for the Week: $86.40

Weekly Menu Plan

Breakfasts

Cereal x 2

Oatmeal with Fruit x 3

Bran Muffins, Hard Boiled Eggs x 2

Lunches

Baked Potatoes with Cheese, Grapes, Green Beans x 2

Peanut Butter and Jelly Sandwiches,

Leftovers x 3

Dinners

Grilled Chicken, Soft Italian Breadsticks, Relish Plate with Ranch Dip, Macaroni and Cheese, Fruit Salad (company for dinner)

Super Bowl Snack Dinner: Breaded Mozzarella Cheese Sticks with Marinara Sauce, Soft Pretzels, Onion Rings, Fruit Salad, Fresh Veggies with Dip, S’Mores Bars

Taco Salad, Roasted Cauliflower, Sliced Apples

Chicken Noodle Soup with Homemade Egg Noodles, Soft Italian Breadsticks

Venison Roast in the Crockpot, Garlic Mashed Cauliflower, Tossed Salad, Roasted Carrots

Cheesy Hamburger Potato Soup (except I’ll be using ham from the freezer in place of the ground beef), Easy Whole Wheat Bread, Pineapple

Leftovers

    
 

   

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