Saturday, April 9, 2016

That Time We (Almost) Spent $3,000 on a Vacuum and more...



Intentional finance. Intentional family. Intentional business.

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That Time We (Almost) Spent $3,000 on a Vacuum

vacuum

Guest post from Amanda of Crunchy Hippie Life

It started with a scratch-off card — we had won something!

We called the number on the card and schedule an appointment for someone to come out and look at it. "In return," the lady said, "we would ask that you watch a one-hour presentation about an air filter system and give your opinion. You can even just say you wish it came in a different color."

Sound familiar?

Well, we actually really liked the product. It had great features and seemed to work really well.

Then he pulled out the big seller: a vacuum with all the bells and whistles. It worked really, really well — even the carpet looked happier. The materials were even a hippie's dream: hemp and cellulose filter, charcoal overlay filter, made in the USA. It had it all.

But it was $3,000!!!

We are still paying a couple thousand in student loans and we have some big purchases coming up.

My husband and I went back and forth for over an hour about this decision. We pay cash for everything, and this was a lot of money. But this product worked much better than our vacuum and was built to last. So we decided to delay our financial goals in favor of this system.

The next morning, we questioned our decision. For the first few hours we kept reminding each other that the vacuum picked up a bunch of dirt even right after we used our vacuum thoroughly. It was an investment, and it even came with free annual servicing.

However, my husband called me later that day in a bit of a panic — he had a nagging suspicion that couldn’t be ignored. He did some thorough internet searches and found many of the same vacuums for sale at drastically reduced prices. It seems many others had given in to the very convincing presentation and wanted to make part of their money back.

Thankfully, we were still within the 3-day waiting period, so we were able to return the vacuum and the air filters!

During our reflection on what decisions led to spend $3,000 on a vacuum, we learned 3 important things:

1. We implemented a 24-hour hold rule.

We got way too excited in the moment and made a very hasty decision. Thanks to this vacuum incident, we now have a 24-hour hold rule for all purchases over $100 — meaning we will wait at least 24 hours before making any purchase that costs more than $100.

2. We recommitted to a budget.

When we had a significantly smaller income, we made fun of people who spent what seemed like an outrageous amount of money on superfluous things. We wanted to be true to our core beliefs and continue to be frugal.

3. We learned to express gratitude for what we have.

Our little vacuum may not be the top of the line or have lots of cool features, but it’s ours and we will appreciate and take care of it like it is the best vacuum around.

If nothing else, I’m thankful that this experience taught us some perspective and gave us something to work through together as a couple.

We are firm believers in being on the same page when it comes to financial decisions, and I am thankful for the opportunity we had to recommit to that principle. I’m also thankful for the opportunity to stop and be grateful for what we have.

Contentment is a powerful tool when it comes to living on a budget!

Amanda is the RN hippie mama behind Crunchy Hippie Life, where she blogs about natural living, frugal ideas, and her family’s new move to Iowa. When not working or blogging she enjoys sipping a latte at the coffee shop, listening to audiobooks, or taking a walk with her husband and son.

photo source

    
 

Amazon.com: LEGO City Trains High-Speed Passenger Train — lowest price ever!

LEGO City Train Set for the lowest price its ever been!

Amazon.com just reduced the price of the LEGO City Trains High-Speed Passenger Train Building Set to the lowest price it’s ever been! This price might not last long!

Grab it for just $102.99 here right now! Shipping is free.

Sign up for a free trial of Amazon Prime to get this deal, plus free 2-day shipping!

(Note: The links in this post are affiliate links. Read our disclosure policy here.)
    
 

Gretchen’s $39 Grocery Shopping Trip and Weekly Menu Plan

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Aldi

1 gallon Milk – $1.79, used $0.25 Mobisave rebate – $1.54 after rebate

1 can Baked Beans – $1.39

1 canister Raisins – $2.89

1 jar Spaghetti Sauce – $0.99

1 frozen Orange Juice Concentrate – $1.19

1 pkg Summer Sausage – $3.79

1 pint Grape Tomatoes – $1.59

2 cartons Strawberries – $1.29 each

1 bag Kettle Chips – $1.79

1 frozen Broccoli – $1.09

1 pkg Hamburger Buns – $0.85

1 bag Spinach – $1.79

1 bag Navel Oranges – $1.79

1 bag Tortilla Chips – $1.19

1 bag Fuji Apples – $2.99

1 pkg Flour Tortillas – $1.19

1 loaf Bread – $1.39

1 Cottage Cheese – $2.29

2 pkg Cheese – $1.89 each

1 Baking Powder – $0.99

1 bag Chocolate Chips – $1.79

1 bag Frozen Blueberries – $2.49

Total: $39.58

Menu Plan for This Week

Breakfasts

Cereal x 3

Eggs and Spinach x 3

Chocolate Chip Scones, Fruit

Lunches

Mac & Cheese, Fruit

Tortillas with Honey (currently my son’s favorite thing to eat!), Carrot Sticks, Strawberries

Peanut Butter & Jelly Sandwiches, Sliced Apples

Baked Potato Bar

Cheese Quesadillas, Oranges

Leftovers x 2

Dinners

Hamburgers (My parents gave us several pounds of ground beef so we’ll be using that.), Chips, Baked Beans, Fruit Salad

Summer Sausage, Cheese, Veggies, Crackers

Bean Burritos, Spinach Salad

Nachos, Fruit Salad

Blueberry Pancakes, Eggs, Orange Juice

Chicken and Rice, Steamed Broccoli

Out to Eat

    
 

15 Secrets You Need to Know Before Shopping IKEA

15 Secrets You Need to Know Before Shopping IKEA

If you’re an IKEA fan, you’ll definitely want to check out these 15 secrets you need to know before shopping IKEA.

    
 

Buying Healthy Food on a Budget

Buying Healthy Food on a Budget

Think eating healthy foods has to be outrageously expensive? Check out this great article on buying healthy food on a budget!

    
 

What I Learned From 10 Days of Being Unplugged

What I Learned From 10 Days of Being Unplugged

When I went on my recent ten-day trip with the Museum of the Bible, I learned so many valuable lessons. One of the major things I took away from the trip was something completely unexpected!

What was that lesson? It was that I can (and should!) be a lot more unplugged and offline!

While I was gone, I was mostly unplugged for the entire time:

  • I didn’t have access to my email or blog or social media for hours and hours at a time.
  • I didn’t update social media except once or twice a day.
  • I went a few days at a time without logging onto my blog at all.
  • I only spent 10-20 minutes answering emails every day, if that.  

Before I left on the trip, I planned ahead as best as I could. My team had specifically encouraged me to be offline as much as I could while I was on my trip and they had taken on extra work in order to free me up to have to work as little as possible while I was gone.

{Yes, I truly have the best team — their goal is to take as much off my plate as possible and they are some of the most humble and gracious and amazing people ever! I don’t take it for granted that I get to work with some of best and brightest people who also happen to be some of my dearest friends!}

Being mostly unplugged for 10 days taught me a number of lessons that will continue to impact me for many months to come. Here are 3 of the lessons I learned:

What I Learned From 10 Days of Being Unplugged

1. Unplugging Was Good for My Soul

I’m so glad I planned to be offline much of the time, because I had no idea that the schedule when we were on the trip was going to be so intense! We were often running non-stop from 7 a.m. until 10 p.m., only to crash in bed and get up and do it again the next day!

As most of you know, MoneySavingMom.com is a huge part of my life (and I love it — even on the tiring days!) and usually takes up at least 40 hours of my week, so it was so good for my soul and spirit for me to have 10 days where I mostly shut that part of my life “off”.

Of course, I missed blogging and scoping and interacting with you all, but I realized that by taking that extended period of time away from the business, I had the incredible opportunity to see so many wonderful sights, meet amazing people, eat lots of delicious food, and experience all sorts of new things. And becauseI had committed to be mostly offline, I was able to fully embrace the moments and fully enjoy each and every opportunity — without worrying about whether things we’re being taken care of online. 

Instead of thinking about the next thing that needed to be done on my list or the next project that I need to work on, as often happens during the week, my brain had the chance to “check out” from business projects altogether. I came away from the experience feeling so refreshed because I was able to do that.


What I Learned From 10 Days of Being Unplugged

2. Unplugging Encouraged Me to Be More Productive

Not only did I find it very refreshing to take a much needed break from my routine, I also found I could get so much more done when I was only online for short periods of time each day. Because my time was limited, I got things done more quickly and efficiently. 

I’ve found it’s easy for me to fill up whatever time I have. I’m really good at productively procrastinating. And I’m a master at finding things to distract me if I feel like I have wiggle room when working on a project.

For instance, if I have 1 hour to finish a project, I’ll stay really focused and just get it done. But if I have 3 hours to finish the same project, I’ll let myself take multiple breaks to check on something or answer that answer or check on my Facebook Page.

On the trip, because I had such limited time, I thought I would come back way behind on emails and projects. But instead, I discovered that I was so focused and productive because my time was limited that wasn’t behind at all when I got back home! 

What I Learned From 10 Days of Being Unplugged

3. Unplugging Inspired Me to Work Less Going Forward

My biggest takeaway from unplugging was that I don’t have to be working as much. Not only will working fewer hours be good for my soul and encourage me to be more productive, but I also realized it will motivate me to be very, very careful what I say “yes” to.

I’ve been making saying “no” a huge priority during my Year of Rest, but being unplugged for 10 days helped me to realize I can say “no” even more. Plus, it helped me to realize that I can delegate more to my team. They showed me not only how invaluable they are, but also that I’m not as needed as I sometimes think I am!

As a result of these lessons, I committed to come back and work a lot less. In fact, I’m cutting my work hours almost in half! For real!

Instead of the 40+ hours/week I had been putting in, I’ve restructured things so that I’m only working about 25 hours per week — or 4 hours per day.

What I Learned From 10 Days of Being Unplugged

It’s only been a few weeks of this schedule, but it’s been so amazing to be online a lot less, have more time for fun and breathing room, and have the ability to spend more time with my husband, my kids, and my real-life community. Plus, I’m staying focused and getting all of the important things done — even though I’ve significantly cut my work hours! 

Top 10 Books I Read in 2014

Need some encouragement to unplug more? I highly recommend Rachel Macy Stafford’s book — Hands Free Mama: A Guide to Putting Down the Phone, Burning the To Do List, and Letting Go of a Perfection to Grasp What Really Matters

As a Type A gal who struggles to slow down, this book really challenged, impacted, and motivated me. If you need some encouragement to spend less time distracted by devices and busyness, I'd highly recommend this book — and the ebook is just $0.99 right now!

    
 

21 Days to a More Disciplined Life

   

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