Tuesday, July 7, 2026

25 Ways to Save Money on Groceries and more...

With 6 kids and the ever-increasing price of groceries, I've learned a lot over the years about how to save money on groceries. And I'm here to assure you that, yes, you can save on groceries… even if right now your grocery budget feels totally out of ...
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Intentional finance. Intentional family. Intentional business.
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25 Ways to Save Money on Groceries

With 6 kids and the ever-increasing price of groceries, I’ve learned a lot over the years about how to save money on groceries. And I’m here to assure you that, yes, you can save on groceries… even if right now your grocery budget feels totally out of control.

Below you’ll find 25 of my best, most practical ideas — the ones I actually use every single week, even as a busy mom and business owner.

Whether you’re cooking for one or for a crowd, whether you’re managing food allergies or picky kids, and even if you are just completely exhausted by 5pm, there’s something here for you.

You don’t have to do all 25. Even choosing two or three of these ideas and actually sticking with them can make a big difference in your grocery budget. Take what works, skip what doesn’t, and celebrate each dollar you keep in your pocket!

Looking for more ways to save money on groceries? Check out our $10 Family Dinner Ideas, 14 Smart (and Slightly Unusual) Ways Our Readers Save Money on Food, and this Ask Crystal post: How do I save money on groceries when costs keep increasing?.

1. Stick to your menu.

Want to experience big savings quickly? Plan your weekly menu based upon what you already have on hand and what’s on sale at the store. Then only buy foods you need for the menu. This will minimize food waste and help you stick to your budget by avoiding impulse buys.

Need help: Read my post on How to Plan a Menu.

2. Have a budget.

Need a ballpark figure for starting out? I recommend shooting for $20 to $30 per person per week. Then, work on slowly lowering that by 1-3% every month.

Tip: Use a calculator as you add things to your grocery cart to keep tabs on how much you are spending. No surprises at the checkout!

3. Use less meat.

View meat more as a condiment than as the main thing for your meal. To further your savings, try adding lentils to ground beef or beans and onions and tomatoes to taco meat.

Need more inspiration? Check out my post on How to Eat Less Meat.

Large grocery haul with eggs, milk, fruit, frozen vegetables, canned drinks, bread, laundry detergent, and household essentials organized on a table.

4. Shop the loss leaders.

These are the weekly specials — usually advertised on the front page of your store flyer — that are such great prices your store is taking a loss for you to buy them.

They are banking on the fact that you’ll come in to get these great deals and then buy a lot of others things, too. But hey, no one says you have to load up your cart with a bunch of other over-priced items!

5. Shop at more than one store.

Scout out all of the stores in your area and see which ones routinely have the best prices. Also, pay attention to weekly sales and specials at a few local stores. Plan your shopping trips based upon which store has the best deals that week.

Skeptical as to how this works? Check out my post on How to Shop at More Than One Store. Also, check out my lists of the Best Things to Buy at Aldi and the Top 30+ Things to Buy at Sam’s Club.

6. Use cash.

This is one of my biggest tips for how to save money on groceries! It seems simple, but it works.

It’s a fact of life: If you only bring cash to the grocery story from your allotted grocery budget, you can’t go over budget! 🙂 Don’t knock this until you’ve tried it. It’s a surefire way to help you stay on track with your budget.

Need help getting started? Read my post on How to Shop With Cash Only.

Budget grocery haul featuring milk, coffee creamer, shredded cheeses, and several boxes of maple brown sugar instant oatmeal arranged on a table.

7. Use digital coupons. 

If the store you are shopping at offers digital coupons, take a few minutes before shopping to see if there are any coupons available for items you are already planning to buy.

8. Look for markdowns.

If your store offers markdowns, keep on the alert for these when shopping.

When you find a great deal, see if you have enough money in your budget to buy it. Consider swapping out something on your list for this item. (For instance, if you were planning to buy cereal and you find a great deal on boxed oatmeal that is less expensive, buy that instead.)

Need more tips? Check out my post on How to Find Markdowns at Kroger.

9. Eat from the pantry.

Occasionally, challenge yourself to see how long you can go without going to the store. It’s amazing how creative you can get — especially if you view it like a fun game!

Want more inspiration? Read my post on How to Eat From the Pantry.

Assorted groceries spread across a table including milk, cereal, produce, tortillas, meat, cheese, snacks, and packaged foods. The haul demonstrates how combining sales and strategic purchases can help families save on grocery shopping.

10. Use your freezer.

If you have a deep freeze, make sure you are using it by buying items when they are on their lowest prices and freezing them. Don’t have a deep freeze? Make use of every nook and cranny of what little freezer space you have!

Need tips for using your freezer? Here’s my post on How to Become Best Friends With Your Freezer!

11. Buy ahead.

Most items routinely go on sale every 12 weeks at the grocery store. My goal is to never pay full price for any item. Instead, I try to stock up when it is at its lowest price. I aim to buy enough to tide me over until the next sale.

Find some of my best tips here for practicing the Buy Ahead Principle.

12. Plan your menu based upon what you already have on hand.

Menu planning is your best friend when you’re learning how to save money on groceries.

The more you buy ahead when items are on sale (see #11), the less you’ll spend on groceries. Plus, the more you’ll be able to plan a menu based upon what you already have on hand.

Before making a grocery list, always look through your refrigerator, freezer, and cupboard to see what you already have. Do you really need to go to the store or can you make do with what you have? Or, could you just buy one or two items to turn what you already have in the pantry into a full menu?

Grocery store sign advertising limited time discounts with the text "4 Days Only! Thurs., Mar. 28 – Sun., Mar. 31"

13. Use Swagbucks to buy groceries.

Get into the habit of turning on the Swagbucks videos or doing some other small tasks on the Swagbucks site every day. You can do this while you’re relaxing and watching a show at night. Or while you’re waiting for your coffee to brew in the morning.

By making Swagbucks a simple part of your day, you can pretty easily earn up to $25 in Amazon gift cards each month. Use these gift cards toward grocery items that are on sale on Amazon to save more.

14. Have a leftovers night.

Once a week, have a Clean Out the Fridge Night for dinner. Pull out all the odds and ends and serve a leftover Buffet. This can be a fun — and unique — dinner. Plus, it encourages people to use what you already have!

Bonus tip: Having a leftovers night once a week means you don’t have to cook dinner one night each week!

15. Don’t be a brand “snob”.

Buy the store brand or off brand whenever possible. (The only exception I make to this rule is when I can get the name-brand marked down or on a great sale. If it’s cheaper to buy the name brand, you better believe I’ll buy it!)

Tip: I have more tips here on why you should stop being a brand snob.

A person holds a large bowl of salad topped with broccoli, leafy greens, shredded cheese, and dried fruit while standing on a wood floor.

16. Drink more water.

Buying fewer soft drinks and other beverages can significantly reduce your grocery bill over the course of a year. Plus, water is just plain better for you!

17. Make your own snacks.

Challenge yourself to find simple homemade snack ideas that are frugal and your family will enjoy. You can find some of our favorite homemade snack items here.

(Bonus tip: I keep a snack stash of items that I find on great deals and just bring out a few things from this stash each week. This way, there are always snacks in the house.)

18. Sign up for cashback apps.

Download the Ibotta and Fetch apps. Scan your receipt on Fetch after shopping to earn a little cashback, and check to see if you purchased anything that qualifies for cash back from Ibotta.

blackberries sale

19. Have a meatless meal once a week.

Meatless doesn’t have to mean bland and tasteless! Some of our favorite meatless meals are lasagna casserole (we leave out the ground beef) and pancakes and eggs.

20. Buy whatever produce is on sale or marked down.

Did you know you can even find produce on markdown? We typically only buy produce if it’s on sale or marked down. Yes, it means we usually only have 2-3 different veggies and 2-3 different fruits that week (unless I found lots of different sales/markdowns), but because the sales change each week, we eat lots of different veggies and fruits over the course of a few months.

I aim to pay no more than $0.99 per pound for fruit and can usually find at least 1-2 fruits that are that inexpensive (well, plus bananas which are always cheaper than $0.99/lb!).

21. Find a blogger covering deals at your local store.

Don’t spend hours looking for deals if there is already a blogger doing all of the legwork for you! Search for your local city/town + “coupon matchups” or “deal blogger or influencer”.

If that doesn’t pull anything up, try searching for the towns around you. For those of you who live in a very small town, you might not find anything. However, if you live in a decent-sized town, there’s a good chance you’ll find someone — maybe even multiple people who could be a resource!

If you still can’t find anything, then search your store’s name and “coupon match-ups” or “deal blogger”.

Display of whole cantaloupes stacked in a grocery store produce section next to a sale sign that reads "Whole Cantaloupes .99 ea with Card."

22. Don’t shop on an empty stomach.

This is a very basic tip, but it’s one that is often overlooked when looking for smart ways to save on groceries. If you go into a store when you are really hungry, you’re going to have a lot less willpower and self-control. And thus, you’ll likely spend more money and struggle to pass up impulse purchases.

23. Stick to simple meals with inexpensive ingredients.

When you’re planning your menu, think about how much your recipes will cost you to make.

It doesn’t have to be a scientific to-the-penny figure, but just having a basic idea that there is a $10 difference between the price of making one meal as opposed to another meal can help you decide whether you can afford to make something regularly or perhaps should save it for a special occasion.

Need help getting started withs simple meals? Get a free one-week meal plan of simple meals with low-cost ingredients here!

24. Shop at Dollar Tree.

Very few people think of buying grocery items at Dollar Tree. It can be a goldmine of great deals on groceries, though.

Please note: Not every deal at Dollar Tree is a good deal. However, many things — like lemon juice, brown rice, apple cider vinegar, bread, beans, and much more — can be a lot less than what you’d pay at the grocery store.

25. Don’t buy pre-packaged, unless it’s on a great sale!

Look for ways to cut down on pre-packaged purchases. In most cases, these are quite a bit pricier and not as healthful. The only time I will buy pre-packaged is if there’s a great rock bottom price (such as a markdown or a sale paired with a coupon).

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Looking for more grocery savings tips?

If you’re looking for more ways to cut your grocery bill, be sure to sign up for my FREE cheat sheet on 10 Easy Ways to Cut Your Grocery Bill by $50!

Book cover for new book by Crystal Paine, titled The 7 Habits of Financially Healthy Women.

Want to Become Financially Healthy?

For even more encouragement and ideas to save money and become financially healthy, pre-order a copy of my new book, The 7 Habits of Financially Healthy Women.

This book is something I wrote for each and every woman. It’s for the woman in college, the married woman, the single woman, the mom with lots of kids, the woman who doesn’t have kids, the empty nester, and anything and everything in between.

It is part memoir (sharing so many stories of my upbringing and how my parents and grandparents influenced me when it comes to money + lots of stories from our early years of marriage) and it is part practical handbook.

It is packed with my best time-tested advice on how to change your financial future — one step at a time — written in a very realistic, down-to-earth, encouraging style.

Whether you are struggling and stressed or feel like you are in a good place financially and would just like to fine tune things, The 7 Habits of Financially Healthy Women is for you.

What are your best tips for how to save money on groceries? Tell us in the comments!

One week sample newsletter preview.

Done-For-You Dinner Recipes With Simple Ingredients and a Grocery Shopping List!

   
 

Week 27: A Peek Into This Past Week (My Trip to Guatemala!)

My Trip to Guatemala (Part 1):

I’m home from Guatemala and SO grateful for my time there! The country was beautiful; the people were kind, welcoming, and inspiring; and the whole experience was just so special! 

Thank you, thank you to all of you who prayed for me. I wasn’t feeling well when I arrived there but got such good sleep and woke up feeling much more myself! And, truly, God answered your prayers throughout the whole trip far above and beyond what I could even imagine! 

I don’t know what I expected but Guatemala wasn’t really anything like I expected. It is absolutely stunning scenery and just so breathtakingly beautiful. 

There’s also so much space and green! It’s much more peaceful and quiet than I anticipated (but maybe every country is quiet compared to India, which was my last international trip!). 

Our first full day there, our group split into three buses to go to three different homes. The young people did home projects for them while we moms got to visit with the families and just really look for ways for them to feel seen. 

Courtney and I got to spend a few hours with Maria and, oh my goodness, we were so impressed with her! She runs a business with her husband selling handwoven goods. She got her loom out and showed us and it was super impressive! 

They spend hours each day doing this weaving. People place custom orders and they take around 2 days a person to make one item and then it sells for around $8 USD. 

They have been running this business for their entire marriage — 25 years! They have four kids and two grandkids. 

This is the finished product. We were blown away at how perfect it was. They are so particular about attention to detail. Courtney and I just kept touching it and being like, “How?! This looks like a machine made it!” 

And then they asked if one of us wanted to try weaving. Courtney is very artistic and does a lot of crafting so she volunteered to try. 

Let’s just say it’s way harder than it looked! They made it look so simple and seamless, but it was SO many steps and you had to be so careful to do it perfectly or it would mess up the whole thing! 

You know what warmed my heart so much in Guatemala? Watching these high schoolers from our church caring for one another, having such passion for Jesus, encouraging one another, willingly volunteering to lead and pray and share their stories, and having such a blast together. 

One morning at breakfast, the group of girls I was with all challenged each other to delete social media off their phones for the rest of the trip, so they could be fully present here. I honestly didn’t see one student on their phone the entire trip! 

I wanted to tell each of their moms how crazy proud I am of them and how they’re each raising an amazing child!! 

After lunch, we headed out to spend time in the homes of local villagers. Courtney, Nikki, and I had seen a group of kids earlier that we really wanted to hang out with, so I brought play-doh and pipe cleaners and we had SO much fun with them! 

Nikki had the idea to play tic-tac-toe with them with pipe cleaners and that was a blast! 

The kids also wanted to show us their homes. In one of the homes was a sweet 15-year-old girl with disabilities. I had heard that it was common in Guatemalan culture for those with disabilities to be isolated and not really integrated with society.

This was so clear in this case as we spent time with her and then asked to take her outside to play with other kids. She said no that she doesn’t really socialize with people.

Guys, my heart absolutely broke to see that this family was doing the best they could but that there were almost zero resources for this sweet girl and that she felt she needed to stay inside.

At the same time, I’m so grateful to hear that there are some ministries that are working hard to change the stigma around disabilities in Guatemala and I feel God might be stirring something in my heart there.

I’m not sure what it is yet, but I think it hit me hard to think of David and how he wouldn’t survive without all the resources and support he has.

In addition, without the therapies and support from so many people who have cared for him on his journey, he would never be where he is. I want this same sort of support and care for ALL people with disabilities.

We ended the day with a special dedication of a house in honor of Chatham — a student who came on last year’s trip and died in a tragic accident shortly after he got back home.

His family raised money in his honor to build a house for a widow in Guatemala and to help pay for some of the students to be on this trip.

It was a somber but very meaningful time.

Day 2 was epic — so many special memories and answered prayers. 

We began the day by getting to spend time with 18 moms who come from really challenging situations. Our prayer was that they could feel so seen and loved — and that they would have some fun, too! We definitely nailed the fun piece in the first 10 minutes! 

We played hot potato as an ice breaker game and they loved it! We passed a little stuffed toy around while the music was playing and when the music stopped, whoever had the stuffed toy introduced themselves and then sat down. The goal was to be the last person standing.

After the game, Kristin shared part of her story and then encouraged the women to remember the truth of who they are in Christ. Then she encouraged them to share a verse or Bible story and what God has taught them through it. We weren’t sure if the women would respond and engage or be shy.

Well, let me tell you: they were SO vulnerable. They shared deep hardships and struggles in their lives but also how God led them and was so faithful to them in it!

We then got to pray for the women individually and it was so beautiful — they all pray at the same time and it’s a chorus of women humbly crying out to Jesus. Hearing them pray so fervently made me wonder how often do we in the US realize how desperately we need God and cry out to Him from our places of desperation.

We spent the rest of day 2 at a special event for families involved in a local program supported by Orphan Outreach — they come alongside families and help pay for education and provide support so that kids finish high school (something that often doesn’t happen in Guatemala due to them needing to get jobs to support their families/themselves) and are more well-equipped to launch out into the world. (They teach the kids so many skills, tell them about Jesus, and offer therapy and other services for emotional and mental health.)

The kids in our church’s youth group put on this event and they had planned a lot of fun and a lot of intentional things to do with the families. We got to help serve and spend time with the moms. 

There were two highlights for me of this night:

1. Getting to cheer on the moms as they attempted to hula hoop (I tried it, too, and was downright terrible at it!). 

These women work SO hard to just survive and barely make ends meet, so to watch them laughing and playing was the best! 

2. Getting to spend time with this sweet teen girl who just graduated form high school. Her brother has Down syndrome and she’s his part-time caregiver. 

She was so excited to get to tell me about him and I loved getting to encourage her that what she’s investing in him matters so much! I asked her what she does for fun and she told me she doesn’t have time for fun — she gets up early to make tortillas then goes to work to help pay for their family’s expenses, and then comes home to cook and take care of her brother. 

But she said it with a smile and not one bit of a belief that she’s a victim or that life is hard. She just talked about how loving and sweet her brother is. He’s 7 and she said he can’t talk and they can’t afford any medical care for him, and he can’t go to school because people will make fun of him. But she’s just happy she can take care of him.

We had a special dinner with the families — tamales! They were delicious! 

We closed out the night back at the hotel with a special snack bar they’d created for us with traditional Guatemalan foods! 

Day 3 in Guatemala began with us visiting the homes of some of the teens who are involved in the program Orphan Outreach runs. We had met the moms the day before so they were SO excited to have us into their homes! I got permission to take and share their pictures. 

This sweet woman is Juana and she has the tenderest heart. I wish you could have heard their prayers as we prayed at the end.

The Guatemalans we met taught me so much about what it looks like to pray fervently. (Also, when they pray everyone prays at once out loud — which is incredible. And also, absolutely beautiful when it’s happening in multiple languages at once!) 

Their house is two rooms — the room you walk in, where they do all their cooking and cleaning, and the room that they sleep in. They were so excited about the beds provided by Orphan Outreach — they said that their daughters used to sleep on the floor. 

A lot of the homes are one to two rooms and are down mazes of alleys. Some have a place to do cooking and washing. Many that we visited don’t. They said there are usually communal places where they do their cooking and washing and communal bathrooms. Most places do not have running water and many do not have electricity. 

Next we visited Antonia and her family (her husband came at the very end so we didn’t get to visit with him much). They live in a one-room house and have two children. They have a lot of hard challenges but she had the kindest heart and is so talented. Look at some of the embroidery she does to sell (see above!)

Seriously! Is that embroidery not just absolutely stunning?? The women work SO hard just to survive — cooking, cleaning, washing, etc. and then almost all have a side job or a full-time job to make ends meet.

We had so much fun with Antonia (I’ll share more next week about what we did for the rest of the week so you can see!) — in addition to getting to spend a lot of time praying over her and encouraging her. I loved getting to watch her laugh and play, something these women almost never get to do! 

Sunday evening we went to a local church (they meet in the evenings) and we loved getting to worship with them! There was one song we called the Fuego song (because we didn’t know the actual name!) that lasted at least 15 minutes and we were clapping the whole time and had so much fun with it! 

The whole building was packed out and everyone sang from their whole hearts. It was beautiful to be a part of! 

Mason, one of our youth pastors, preached. And Jorge, who we loved getting to know on this trip, translated. I asked Jorge how he learned such great English (he speaks fantastic English) and he told me he never studied it but that he just exposed himself to it as a child and then when he was a teen, the Holy Spirit gave him the ability to speak the language. 

And now he serves God as a translator and as an English teacher. (Also, he told me that they named their daughter a name that is easy to say in every language because they are praying she will grow up to be a missionary!)

I didn’t know why I was supposed to go to Guatemala other than a sense that I was supposed to go — I wanted to experience David’s family’s country, but I didn’t know why else I was there.

And oh my goodness! Every single day there were situations where I got to minister to someone or someone richly blessed me or I had a divine encounter — and God showed me yet another reason why He had me there. 

I’m processing so much of what I experienced and am so grateful for your prayers. I can’t wait to share more about my time in Guatemala next week! 

This also happened when I was gone — Silas broke his hand during while attempting to bunt during his baseball tournament (he got hit by a 80mph pitch).

He will be in a cast/recovering for the next 6-8 weeks, so his summer ball season is over with. He has had a really great attitude about it all and I’m so proud of the character he is displaying in the midst of significant disappointment (note: his face in the photo above was him joking around!)

I arrived home from Guatemala on Thursday night and we’ve spent the last few days just enjoying time together as a family. Lots of laughter and talking and time together!

We left for a travel ball tournament in GA yesterday — Silas can’t play, but we are all here to cheer on his team! Follow along on my Instagram stories if you want to see what we’re up to this week!

Many of you know that I love following politics. However, the past few months, I’ve stepped back from following a lot of the sources I had been following because I noticed it was stealing my peace and causing me to feel upset.

Maybe you can relate?? If so, I found a news source that keeps you informed without causing you to feel all worked up and unsettled — which is such a gift. It’s called The Pour Over and it’s a weekday email that covers all the top news stories. I also love that they include Christ-centered perspective and encouragement woven throughout. And you can read their daily emails in five minutes or less and know what you need to know!

Best of all, it’s FREE! Go sign up here for The Pour Over to stay informed on current events without feeling stressed!

My Health Journey This Past Year:

This time last year I was afraid to walk into my first gym class. 

Now I run for fun.

I look back on this last year and can’t believe how that one step — signing up and walking into that class — catapulted me on a health journey I never envisioned. 

It started with getting over my fear of group workout classes. That was hard enough on its own. (I brought Kaitlynn with me because I didn’t want to go alone!)

Then I hired a dietitian through Nourish. She helped me confront something I’d been avoiding for years — underrating and chasing my worth from a number on the scale. She helped me find “food freedom” — where food supports my life, not controls it.

That led me to a functional medicine doctor who connected dots I didn’t even know needed connecting. Overtaxed adrenals. Living in constant fight mode. Using work and busyness to cope. 

So I made a radical decision. I cut way back on my workload. I didn’t set a single goal for 2026. 

And then, in a really unexpected turn of events, I signed up for a 10k. And fell in love with running.

The woman I see in the mirror a year later barely looks like the same person.

She’s stronger. 
She’s capable. 
She sleeps.
She eats breakfast.
She breathes.
She plays. 
She’s dreaming dreams unrelated to business.

She’s excited to have more energy and strength to show up for life.

And she’s just getting started! 

For a limited time, you can get your first Allure Beauty Box for just $20 + Free Shipping plus a gift in your first box when you use the promo code ALLURE10 at checkout!

This monthly box includes new editor-approved curations valued at $125 or more each month. Plus, you can save up to 50% off the best beauty products on the market in their editor curated Member Store with unlimited free shipping.

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Grab your Allure Beauty Box here.

Beauty Brands Liter Sale! Salon Liter Products as low as $17.98! (Redken, Kenra, TIGI, Paul Mitchell, CHI, and more)

For a limited time, Beauty Brands is once again hosting their popular Liter Sale and you can get up to 70% off brand-name salon favorites! Choose from over 400 items including CHI, TIGI, Biolage, Paul Mitchell, Redken, and more!

Plus, get an extra $5 off select $24.98+ liters when you use code 22371 at checkout (select liters are marked on the website)! These are AMAZING prices on professional hair care brands like these, so be sure to snag some before they’re all gone!

  • 7 of My Favorite Fiction Books — One of the changes I’m most excited about this year is that I’ve fallen back in love with reading fiction. This post has some of the best fiction books on my bookshelf that I highly recommend!
  • My Favorite Non-Fiction Books — These are 14 of the best non-fiction books I have ever read. I hope you love them as much I do!
  • 10 Genius Side Hustles for Teens — Most teens only hear about mowing lawns and babysitting…but there are so many other creative (and higher-paying!) ways for them to make money! This freebie suggests jobs that will help teens develop important skills and earn significant money this summer.
  • Free Summer Bucket List for Kids — Looking for fun activities to do this summer with your kids? (And, all on a budget?!) Download our FREE Summer Bucket List with 100 ideas for frugal fun!
  • Hire a Registered Dietician for Zero Out of Pocket + My Honest Review of Nourish — Are you wanting to make healthy changes in your diet but don’t know where to start? Struggling to hit your health goals or feeling overwhelmed by trying to stay on track? I was there too — and my experience with Nourish has been truly life-changing. Check out this post for my full review and my best tips for getting the most out of your dietician appointments.
   
 
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